$449,900
Est. payment $1,992/moCalculate yours
3 Margaret Street, St. Thomas, ON N5R 3H5
St. Thomas, St. Thomas, ON N5R 3H5
- 5 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC MLS® X13879898
About this home
Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole family. With ravine views from the covered front porch as you enter the home you are welcomed by hardwood floors throughout the generous sized living room complete with gas fireplace leading to the formal dining room and updated GCW kitchen as well as heated mudroom. The second floor is home to 4 bedrooms and a 4 pc bathroom and leads to the 5th bedroom on the third floor feeling more like a private suite with its own heat pump installed providing heat and air conditioning. The basement is unfinished with laundry and storage space. While this home doesn’t have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air, Other
- Exterior
- Brick
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 31.99 x 75 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R3
Financial
- Property Taxes
- $3,237 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- MARGARET ST. & VICTORIA ST.
- Direction Faces
- East
Listing
- MLS® Number
- X13879898
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Fridge, stove, washer, dryer, dishwasher
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $270
- Condo fees
- $0
- Estimated monthly cost
- $2,262
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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