Gurvinder Nokwal REALTOR®
For Sale Detached 9 days on market

$449,900

Est. payment $1,992/moCalculate yours

3 Margaret Street, St. Thomas, ON N5R 3H5

St. Thomas, St. Thomas, ON N5R 3H5

  • 5 Beds
  • 2 Baths
  • 1 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of RE/MAX CENTRE CITY REALTY INC MLS® X13879898

About this home

Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole family. With ravine views from the covered front porch as you enter the home you are welcomed by hardwood floors throughout the generous sized living room complete with gas fireplace leading to the formal dining room and updated GCW kitchen as well as heated mudroom. The second floor is home to 4 bedrooms and a 4 pc bathroom and leads to the 5th bedroom on the third floor feeling more like a private suite with its own heat pump installed providing heat and air conditioning. The basement is unfinished with laundry and storage space. While this home doesn’t have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air, Other
Exterior
Brick
Foundation
Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
31.99 x 75 Feet
Parking
Detached garage · 3 total
Zoning
R3

Financial

Property Taxes
$3,237 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
MARGARET ST. & VICTORIA ST.
Direction Faces
East

Listing

MLS® Number
X13879898
Days on Market
9
Listed On
2026-10-09
Possession
FLEXIBLE
Listed By
RE/MAX CENTRE CITY REALTY INC

Rooms

Room Level Dimensions
Dining Room Main 13′ 8″ × 11′ 2″
Bedroom Second 9′ 2″ × 12′ 8″
Bedroom Second 9′ 6″ × 11′ 1″
Living Room Main 12′ 3″ × 17′ 6″
Foyer Main 8′ 5″ × 8′ 9″
Bedroom Second 9′ 7″ × 12′ 1″
Kitchen Main 8′ 9″ × 9′ 5″
Bedroom Third 26′ 3″ × 16′ 2″

Features

Interior

  • Other

Pool

  • None
Included
Fridge, stove, washer, dryer, dishwasher
Rental items
Hot water heater

Mortgage calculator

Minimum for this price: $22,495 (5%)

Amortization, years

Estimated mortgage payment

$1,992 per month

Principal and interest
$1,992
Property tax
$270
Estimated monthly cost
$2,262

Your mortgage

Mortgage amount
$359,920
Mortgage insurance
Not needed
Interest over 25 years
$237,698

Cash to close

Down payment
$89,980
Land transfer tax
$5,473
Total, before legal fees
$95,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3 Margaret Street, St. Thomas, ON N5R 3H5 St. Thomas, St. Thomas, ON N5R 3H5
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Also listed as MLS® X13424602

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,900 3 Margaret Street, St. Thomas, ON N5R 3H5
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