$545,000
Est. payment $2,413/moCalculate yours
12 Rickwood Place, St. Thomas, ON N5R 5Z3
St. Thomas, St. Thomas, ON N5R 5Z3
- 3 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X13879698
About this home
Immaculate Open Concept Bungalow close to Elgin Mall. Vaulted ceilings in main living area. Refinished original hardwood floors on main level and newer laminate flooring in basement. Updated kitchen(2022) with 7 foot island, quartz countertops, beautiful backsplash and high end Stainless Appliances. Cheater ensuite off Primary Bedroom. Patio door off 3rd bedroom to 26ft X 22ft sundeck. 10ft X 12ft Hard Top Gazebo with retractable top for Winter. Bracket for outdoor T.V. Gas lines for both Fire table and BBQ. Private Fenced and Landscaped Yard. Lower level offers a beautiful familyroom with gas fireplace. 3 pc bath. Office/Craft Room and a large laundry/Storage Room. Rough in for Central Vac. The 1 1/2 car detached garage is perfect for a workshop with insulation, heater, cabinets and 220 amp. Parking for 5 cars. 8ft X 10ft Garden Shed. Just move in and enjoy this renovated like “new” home!!!!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45 x 110 Feet
- Parking
- Detached garage · 5 total
- Zoning
- RESIDENTIAL
Financial
- Property Taxes
- $3,444 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Highview
- Direction Faces
- North
Listing
- MLS® Number
- X13879698
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Vacant
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- Auto Garage Door Remote
Property
- Cul de Sac/Dead End
- Fenced Yard
- Park
- Place Of Worship
- School Bus Route
Pool
- None
- Included
- Kitchen Fridge, Gas Stove, Range Hood, Dishwasher, Built in Microwave, Washer, Gas Dryer, All Window Blinds, Gazebo, Storage Shed, Garage Door Opener. Bracket for Outdoor T.V.
- Excluded
- Curtains/Draperies, Fire Table, BBQ, Outdoor T.V.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,413 per month
- Principal and interest
- $2,413
- Property tax
- $287
- Condo fees
- $0
- Estimated monthly cost
- $2,700
Your mortgage
- Mortgage amount
- $436,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $287,943
Cash to close
- Down payment
- $109,000
- Land transfer tax
- $7,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $116,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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