$2,495,000
Est. payment $11,047/moCalculate yours
1344 Acton Island Road, Muskoka Lakes, ON P0C 1A0
Medora, Muskoka Lakes, ON P0C 1A0
- 3 + 1 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13882366
About this home
Southwest exposure and wide-open views across Lake Muskoka, from a meticulously kept, year-round cottage on prestigious Acton Island. Three bedrooms plus a lower level with room to expand, and a year-round municipal road connecting the island to the mainland. Drive right to the back door, unload, and the weekend has already started.Fully winterized and move-in ready, the cottage is full of character and thoughtful upgrades. Hardwood floors and crown moulding run through the main rooms, a wood-burning stone fireplace anchors the living room looking straight out to the water. The custom Paris kitchen pairs granite counters with a pantry. A split-bedroom plan gives family and guests their own side of the house. The sunroom, wrapped in glass under a vaulted wood ceiling, is where the days end up.Below, a walk-out lower level holds a spacious rec room with enough room for the fourth bedroom. The rest of lower level is currently a heated crawlspace that could be used for storage or excavate for additional living area. Outside, extensive decking steps down from a level, treed lot to the dock. The shoreline offers both shallow and deep-water entry: easy wading for the youngest swimmers and deep water off the dock for everyone else. Sun all day, and sunsets straight off the end of the dock.This one is truly turnkey. Most furnishings stay, right down to the linens, cookware, kitchenware and tableware. Only a few personal items and furnishings leave with the sellers. Arrive with groceries and a swimsuit.Superbly located between Bala and Port Carling, among great neighbours on one of Lake Muskoka’s most sought-after addresses. Year-round access, sunset exposure and a cottage ready the day you get the keys. That combination does not come up often.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Separate Entrance, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 210 Feet
- Parking
- None garage · 8 total
- Zoning
- WR1
Financial
- Property Taxes
- $8,164 (2025)
Location
- Neighbourhood
- Medora
- Cross Street
- HWY 169/Acton Island Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13882366
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- TBA
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Separate Heating Controls
- Storage
Property
- Golf
- Wooded/Treed
- School Bus Route
Pool
- None
- Included
- Kitchen Aid Fridge, Stove, Dishwasher, Microwave-Hood Vent, Maytag Washer & Dryer, Custom Window Blinds, Electrical Light Fixtures
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$11,047 per month
- Principal and interest
- $11,047
- Property tax
- $680
- Condo fees
- $0
- Estimated monthly cost
- $11,728
Your mortgage
- Mortgage amount
- $1,996,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,318,196
Cash to close
- Down payment
- $499,000
- Land transfer tax
- $48,850
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $547,850
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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