$549,000
Est. payment $2,431/moCalculate yours
231 West Diamond Lake Road, Hastings Highlands, ON K0L 1C0
Herschel Ward, Hastings Highlands, ON K0L 1C0
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13884428
About this home
Turnkey cottage on Diamond Lake. Features include an open concept kitchen, a dining and living area, 3 bedrooms, and 1 bathroom on main level. Access to the deck that extends across the front of the cottage with a gorgeous view of the lake. Finished lower walkout level includes a family room, 2 bedrooms, and 1 bathroom, offering extra space for entertaining. Level access to the waterfront, which has 100 feet of sandy beach area and shallow entry great for children. The cottage has been used as an investment rental that you could carry on as such or make this your forever family getaway. The cottage has only been used as a 3-season but has great potential to be turned into a 4-season retreat. There is an older shed at the top of the driveway for storage. Close to all amenities and only minutes from the town of Bancroft.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 112 x 423.44 Feet
- Parking
- None garage · 3 total
- Zoning
- SR
Financial
- Property Taxes
- $4,801 (2026)
Location
- Neighbourhood
- Herschel Ward
- Cross Street
- South Baptiste Lake Road
- Direction Faces
- East
Listing
- MLS® Number
- X13884428
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- TBD
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Sewage Pump
- Water Heater
Property
- Clear View
- Lake Access
- Sloping
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- All contents in the cottage as viewed, table, chairs and BBQ
- Excluded
- Canoe, 3 kayaks and paddles, life jackets
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $400
- Condo fees
- $0
- Estimated monthly cost
- $2,831
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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