$2,249,000
Est. payment $9,958/moCalculate yours
1204 Charlie Thompson Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays, ON P0A 1H0
- 3 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13884394
About this home
Welcome to your own private piece of Muskoka on Lake of Bays! Built in 2021 and set on 2.7 private acres along highly desirable Charlie Thompson Road. Municipally maintained year-round. This stunning waterfront property offers 220 feet of shoreline and excellent fishing, boating, and four-season recreation.Offering approximately 3,000 sq. ft. of living space, this beautifully finished three-bedroom bungalow features main floor living and a spacious walkout basement. The open-concept main living area features 10ft ceilings, while the living room features a 19ft vaulted ceiling, expansive lake facing windows, and a natural stone, floor to ceiling propane fireplace.The kitchen features Café appliances, a six-burner gas range, quartz countertops, and a 8ft island. The fully insulated Muskoka room offers a cozy retreat with a wood stove.The primary suite features a generous closet, pass through closet leading to the five piece ensuite, double vanity, soaker tub, and walk-in shower. The finished walkout basement includes a second family room for additional living and entertaining space.Enjoy a west facing exposure with full afternoon sun and beautiful lake sunsets. The lakeside deck spans the full length of the home, complemented by a new dock and deck with durable PVC decking.Fully winterized for year round comfort, the home includes central air conditioning, a whole home Generac generator, furnace mounted humidifier, UV water filtration system, and propane BBQ line.Professionally landscaped by Five Point, the grounds feature established perennial gardens, while the professionally graded driveway includes added drainage.Conveniently located in Dwight, with easy access to groceries, restaurants, and Dwight Public Beach, this exceptional property offers privacy, modern comfort, and the best of four-season Muskoka living.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 220 x 688 Feet
- Parking
- None garage · 10 total
Financial
- Property Taxes
- $6,340 (2026)
Location
- Neighbourhood
- Franklin
- Cross Street
- Dwight Bay Road & Dwight Beach Road
- Direction Faces
- West
Listing
- MLS® Number
- X13884394
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Air Exchanger
- ERV/HRV
- Generator - Full
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Lake Access
- School
- Waterfront
- Skiing
- School Bus Route
- Wooded/Treed
Pool
- None
- Included
- Appliances, some furniture, partial dishwear, Muskoka Chairs
- Excluded
- See schedule C
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$9,958 per month
- Principal and interest
- $9,958
- Property tax
- $528
- Condo fees
- $0
- Estimated monthly cost
- $10,486
Your mortgage
- Mortgage amount
- $1,799,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,188,226
Cash to close
- Down payment
- $449,800
- Land transfer tax
- $42,700
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $492,500
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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