Gurvinder Nokwal REALTOR®
For Sale Condo Townhouse 7 days on market

$269,000

Est. payment $1,191/moCalculate yours

4 Pearl Street UNIT “O”, Smiths Falls, ON K7A 5B5

901 - Smiths Falls, Smiths Falls, ON K7A 5B5

  • 3 Beds
  • 1 Baths
  • 1,400 Sq Ft
Map

Listing courtesy of CENTURY 21 SYNERGY REALTY INC. MLS® X13886086

About this home

AN INCREDIBLE & SPACIOUS 4-LEVEL END-UNIT CONDO TOWNHOME IN THE HEART OF SMITHS FALLS! Welcome to this affordable and uniquely designed 4-level end-unit townhome, offering an incredible amount of living space, versatility, and convenience! Ideally situated directly behind Settler’s Ridge Mall in Smiths Falls, this property puts shopping, restaurants, and everyday amenities just moments from your doorstep. Step inside to discover a bright and inviting main level featuring carpet-free living with laminate and ceramic flooring, a comfortable living and dining area, and a functional kitchen perfect for everyday living and entertaining. The second level offers two generously sized bedrooms and a full 4-piece bathroom, while the third level features a spacious primary bedroom and the added convenience of a separate laundry room.But there’s more! Head up to the fourth-level loft, an impressive and versatile space with endless possibilities! Whether you envision a cozy family room, home office, kids’ playroom, entertainment retreat, or potential fourth bedroom, this bonus level provides the flexibility to suit your lifestyle. Outside, enjoy your own patio overlooking green space, the perfect spot to relax with your morning coffee or unwind after a busy day.Adding even more value, the condo fees include building insurance, common area maintenance, property management, water, sewer and parking, making for convenient, low-maintenance living. Whether you’re a first-time buyer, growing family, downsizer, or investor looking for an affordable opportunity, this unique property has so much to offer! Four levels of living space, a fantastic location, and exceptional value, all in one incredible package! QUICK POSSESSION AVAILABLE!

Property details

Overview

Property Type
Condo Townhouse
Style
Multi-Level
For
For Sale
Status
New
Size
1,400 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Brick, Aluminum Siding
Roof
Asphalt Shingle

Lot & Parking

Parking
None garage · 1 total

Financial

Property Taxes
$1,939 (2025)
Condo Fee
$463/mo
Fee Includes
Water Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions

Location

Neighbourhood
901 - Smiths Falls
Cross Street
Pearl Street & Percy Street

Listing

MLS® Number
X13886086
Days on Market
7
Listed On
2026-10-11
Possession
Immediate
Listed By
CENTURY 21 SYNERGY REALTY INC.

Rooms

Room Level Dimensions
Bedroom 3 Second 9′ 9″ × 8′ 1″
Bathroom Second 7′ 3″ × 4′ 9″
Kitchen Main 7′ 7″ × 6′ 9″
Dining Room Main 11′ 11″ × 7′ 1″
Bedroom 2 Second 15′ 1″ × 10′ 11″
Living Room Main 18′ 2″ × 10′ 11″
Loft Upper 19′ 7″ × 18′ 1″
Laundry Third 6′ 2″ × 5′ 6″
Primary Bedroom Third 13′ 3″ × 11′ 2″

Features

Interior

  • Water Heater Owned
Included
Refrigerator, Stove, Dishwasher, Washer, Dryer
Rental items
None

Mortgage calculator

Minimum for this price: $13,450 (5%)

Amortization, years

Estimated mortgage payment

$1,191 per month

Principal and interest
$1,191
Property tax
$162
Condo fees
$463
Estimated monthly cost
$1,815

Your mortgage

Mortgage amount
$215,200
Mortgage insurance
Not needed
Interest over 25 years
$142,122

Cash to close

Down payment
$53,800
Land transfer tax
$2,510
Total, before legal fees
$56,310
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

4 Pearl Street UNIT “O”, Smiths Falls, ON K7A 5B5 901 - Smiths Falls, Smiths Falls, ON K7A 5B5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$269,000 4 Pearl Street UNIT “O”, Smiths Falls, ON K7A 5B5
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