$679,000
Est. payment $3,006/moCalculate yours
109 Rideau Street S, Drummond/North Elmsley, ON K7H 3C7
903 - Drummond/North Elmsley (North Elmsley) Twp, Drummond/North Elmsley, ON K7H 3C7
- 3 Beds
- 1 Baths
Listing courtesy of ROYAL LEPAGE INTEGRITY REALTY MLS® X13886146
About this home
Year-Round Waterfront Paradise! Experience the Magic of the Rideau - A UNESCO World Heritage Treasure. Escape to the serene shores of Lower Rideau Lake with this impeccably maintained, four-season family home. Whether you are seeking a tranquil retirement retreat, a year-round family residence, or a premium vacation getaway, this property offers the perfect blend of rustic charm and modern convenience. Completely winterized with glycol radiant baseboard heat powered by the electric hot water tank with a propane fireplace as an auxillary heat source to keep you cozy through the Ontario winters. Inside you will find pine ceilings and laminate flooring throughout. A massive porch overlooks “Prime Waterfront,” offering the perfect vantage point for morning coffees or sunset dinners. Step onto your 40-foot dock and access one of the world’s most storied waterways. Imagine swimming on a hot summer day right off your dock. Lower Rideau Lake is a boater’s and angler’s dream, known for its incredible bass and pike fishing. You are perfectly positioned:10 Minutes to the shops and services of both Smiths Falls and Perth (accessible by car or boat!). Under 1 hour to Ottawa and Kingston for world-class dining and urban amenities.Outdoor Adventure right at your doorstep, enjoy hiking, cross-country skiing, snowshoeing, and snowmobiling. From your shoreline, you can explore countless hidden coves or navigate the entire Rideau System - from the historic locks of Kingston to the bustling downtown of Ottawa. Includes a wooden shed for tools, and a portable garage for winter vehicle or boat storage. Equipped with a reliable septic system and well. Road fees are $350 per year. Serviced by hydro (200 amp service) and high speed internet service available. 109 Rideau Street is a peaceful retreat for anyone who loves waterfront and a peaceful tranquility. With a long list of inclusions and undeniable charm, this is one property you won’t want to miss.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Other
- Foundation
- Piers, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50.48 x 206.36 Feet
- Parking
- None garage · 4 total
- Zoning
- N/A
Financial
- Property Taxes
- $2,388 (2026)
Location
- Neighbourhood
- 903 - Drummond/North Elmsley (North Elmsley) Twp
- Cross Street
- Port Elmsley Road and Beveridge's Lock Road
- Direction Faces
- North
Listing
- MLS® Number
- X13886146
- Days on Market
- 7
- Listed On
- 2026-10-11
- Possession
- 60 Days
- Listed By
- ROYAL LEPAGE INTEGRITY REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Waterfront
- Clear View
- Lake Access
- Cul de Sac/Dead End
Pool
- None
- Included
- fridge ,stove, dock, all window coverings, hot water tank, portable garage, outdoor shed, workbench, cupboards in outdoor shed, propane stove in living room, hot water tank (2014)
- Excluded
- owners furnishings, riding lawnmower
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$3,006 per month
- Principal and interest
- $3,006
- Property tax
- $199
- Condo fees
- $0
- Estimated monthly cost
- $3,205
Your mortgage
- Mortgage amount
- $543,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $358,740
Cash to close
- Down payment
- $135,800
- Land transfer tax
- $10,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $145,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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