$645,000
Est. payment $2,856/moCalculate yours
20 Pinecrest Avenue, Cambridge, ON N1R 2Y8
Cambridge, ON N1R 2Y8
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX a-b Realty Ltd Brokerage MLS® X13886394
About this home
Charming Galt Side Split Backing Onto Churchill Park. Loved and cared for by the same family since 1966, this charming 3-bedroom, 1-bath side split is ready for its next chapter. Full of character, warmth and timeless charm, this home offers wonderful opportunity for first-time buyers looking to get into the market and make a home their own. The spacious backyard is a true highlight, backing directly onto Churchill Park with no rear neighbours offering plenty privacy, green space and room to enjoy the outdoors. Inside you’ll find a comfortable layout with three bedrooms and plenty of potential to personalize and update over time. A home with a story, a great yard and a location you’ll love. Come see why this one has been cherished for nearly 60 years.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Veneer, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 140 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,079 (2025)
Location
- Cross Street
- Woodland
- Direction Faces
- West
Listing
- MLS® Number
- X13886394
- Days on Market
- 6
- Listed On
- 2026-10-12
- Listed By
- RE/MAX a-b Realty Ltd Brokerage
Features
Interior
- None
Pool
- None
- Included
- Fridge, stove, washer, dryer (all appliances as is)
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,856 per month
- Principal and interest
- $2,856
- Property tax
- $340
- Condo fees
- $0
- Estimated monthly cost
- $3,196
Your mortgage
- Mortgage amount
- $516,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $340,776
Cash to close
- Down payment
- $129,000
- Land transfer tax
- $9,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $138,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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