Gurvinder Nokwal REALTOR®
For Sale Detached 9 days on market

$669,000

Est. payment $2,962/moCalculate yours

639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft

Listing courtesy of REVEL Realty Inc., Brokerage MLS® X14005826

About this home

Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you’ll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm.

Property details

Overview

Property Type
Detached
Style
Sidesplit
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Other
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
70 x 290.65 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$3,408 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
niagara stone road - penner
Direction Faces
South

Listing

MLS® Number
X14005826
Days on Market
9
Listed On
2026-10-09
Possession
flexible
Listed By
REVEL Realty Inc., Brokerage

Rooms

Room Level Dimensions
Kitchen Main 13′ 1″ × 15′ 5″
Living Room Main 12′ 6″ × 20′ 1″
Primary Bedroom Upper 12′ 0″ × 10′ 0″
Bedroom 2 Upper 10′ 1″ × 11′ 8″
Bedroom 3 Upper 8′ 11″ × 11′ 7″

Features

Interior

  • Other

Pool

  • None

Mortgage calculator

Minimum for this price: $41,900 (6.26%)

Amortization, years

Estimated mortgage payment

$2,962 per month

Principal and interest
$2,962
Property tax
$284
Estimated monthly cost
$3,246

Your mortgage

Mortgage amount
$535,200
Mortgage insurance
Not needed
Interest over 25 years
$353,456

Cash to close

Down payment
$133,800
Land transfer tax
$9,855
Total, before legal fees
$143,655
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Also listed as MLS® X13469296

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$669,000 639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0
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