$585,000
Est. payment $2,590/moCalculate yours
111 Osborne Street, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
- 3 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® S14005914
About this home
4 BEDROOM BUNGALOW WITH IN-LAW POTENTIAL, PARKING FOR 10 & A QUIET, MATURE NEIGHBOURHOOD! Set on a deep 66 x 170 ft lot with a wooded backdrop, this all-brick bungalow offers over 2,100 finished sq. ft. and a 4 bedroom layout with room to adapt as life changes. Several important updates have already been completed, including the roof, basement windows, furnace and air conditioning. The open-concept main level has its own laundry, while the finished lower level with a separate entrance creates even more possibilities with a bright white kitchen, ample cabinetry and counter space, pot lights and separate laundry. It is a setup that can work beautifully for extended family, older children or guests who would benefit from their own living area. The 66 x 170 ft property opens up plenty of possibilities outdoors too, whether you picture gardens, a play area, summer dinners on the lawn or creating a backyard space that is entirely your own. Mature trees and the wooded backdrop reinforce the quiet, established neighbourhood setting, while the front ramp provides easier access and the long driveway offers parking for up to 10 vehicles.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 170 Feet
- Parking
- None garage · 10 total
- Zoning
- R2
Financial
- Property Taxes
- $2,417 (2026)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- Park St/Osborne St
- Direction Faces
- South
Listing
- MLS® Number
- S14005914
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Features
Interior
- Water Heater Owned
- In-Law Capability
Property
- Beach
- Lake/Pond
- Library
- School
Pool
- None
- Included
- Fridge x2, Stove x2, Washer, Dryer, Washer/Dryer Combo.
- Excluded
- Tenant's Belongings.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,590 per month
- Principal and interest
- $2,590
- Property tax
- $201
- Condo fees
- $0
- Estimated monthly cost
- $2,792
Your mortgage
- Mortgage amount
- $468,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $309,076
Cash to close
- Down payment
- $117,000
- Land transfer tax
- $8,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $125,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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