Gurvinder Nokwal REALTOR®
For Sale Detached 5 days on market

$579,000

Est. payment $2,564/moCalculate yours

37 Spencer Street, Bracebridge, ON P1L 1E1

Monck (Bracebridge), Bracebridge, ON P1L 1E1

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Engel & Volkers Toronto Central MLS® X14014298

About this home

Welcome to your ultimate Muskoka haven! Perfectly located in the heart of charming Bracebridge, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of modern sophistication, natural beauty, and thoughtful design for anyone looking to retire in comfort or enter the real estate market with a low-maintenance, easy-to-maintain home. Inside, a sun-drenched, open-concept layout features a beautiful refresh, where large windows flood the living spaces with beautiful natural light to highlight the seamless flow between the kitchen, dining, and living areas. The spacious primary bedroom serves as a private oasis with its own ensuite, complete with a soaker tub and a separate walk-in shower, while main floor laundry hook-up adds ultimate everyday convenience. Situated on a desirable level lot, with a generous and private backyard, the exterior is designed for maximum enjoyment and minimal effort, showcasing a picturesque perennial rock garden and a Generac generator for absolute peace of mind. A standout attribute of this property is its exceptional, but discreet, built-in accessibility features, including an exterior ramp, an exterior lift, and a remote-operated door, making it a rare find for anyone looking to effortlessly age in place. Located just minutes from downtown Bracebridge’s boutique shops, vibrant dining, and scenic waterfalls, this property beautifully blends the peace of Muskoka living with urban conveniences, offering a rare opportunity to start living the Muskoka dream today.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Unfinished, Walk-Up

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
99 x 165 Feet
Parking
None garage · 4 total
Zoning
R1

Financial

Property Taxes
$4,029 (2026)

Location

Neighbourhood
Monck (Bracebridge)
Cross Street
Santa's Village Rd and Spencer St
Direction Faces
East

Listing

MLS® Number
X14014298
Days on Market
5
Listed On
2026-10-13
Possession
Flexible
Listed By
Engel & Volkers Toronto Central

Rooms

Room Level Dimensions
Primary Bedroom Main 13′ 2″ × 16′ 2″
Bedroom Main 13′ 2″ × 12′ 0″
Dining Room Main 11′ 2″ × 11′ 0″
Bathroom Main 8′ 10″ × 9′ 7″
Bathroom Main 8′ 4″ × 5′ 7″
Bedroom Main 10′ 6″ × 13′ 5″
Living Room Main 21′ 3″ × 11′ 1″
Kitchen Main 10′ 1″ × 11′ 1″

Features

Interior

  • ERV/HRV
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Wheelchair Access

Property

  • Hospital
  • Park

Pool

  • None
Included
Fridge, Stove, Dishwasher, Microwave, Generac Generator, Exterior Lift, Exterior Ramp, Automatic Door
Excluded
Staging Items.
Rental items
Hot Water Tank $469.28/year

Mortgage calculator

Minimum for this price: $32,900 (5.68%)

Amortization, years

Estimated mortgage payment

$2,564 per month

Principal and interest
$2,564
Property tax
$336
Estimated monthly cost
$2,899

Your mortgage

Mortgage amount
$463,200
Mortgage insurance
Not needed
Interest over 25 years
$305,906

Cash to close

Down payment
$115,800
Land transfer tax
$8,055
Total, before legal fees
$123,855
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

37 Spencer Street, Bracebridge, ON P1L 1E1 Monck (Bracebridge), Bracebridge, ON P1L 1E1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$579,000 37 Spencer Street, Bracebridge, ON P1L 1E1
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