$479,900
↓ $20,000 from $499,900
Est. payment $2,125/moCalculate yours
286 Harmony Beach Road, Algoma, Unorganized, North Part, ON P0S 1E0
Haviland, Algoma, Unorganized, North Part, ON P0S 1E0
- 3 Beds
- 2 Baths
Listing courtesy of Century 21 Choice Realty Inc. MLS® X13886980
About this home
Welcome to your own private retreat at Harmony Beach! With beautiful scenic views and a location directly across from the public boat launch and sandy beach, this year-round property is sure to impress. Fully renovated from top to bottom, it feels like a brand-new build while offering modern comfort throughout. Step inside to discover a bright, open layout featuring 3 bedrooms, including a spacious primary suite with a 3-piece ensuite. The kitchen is a showstopper with a large island, high-quality cabinetry, and updated countertops, while the living room is anchored by a cozy Napoleon fireplace. Fresh paint, new flooring, trim, and interior doors run throughout, and both bathrooms have been fully updated with stylish fixtures. This home is designed for efficiency and comfort with a new electric forced-air furnace, central air conditioning, updated electrical, partial ICF foundation, and spray-foam insulation in the remaining crawl space. The improvements continue outside with new windows, siding, soffit, and shingles. The 8’ x 28’ pressure-treated front deck is the perfect place to enjoy your morning coffee, take in the views, or entertain with summer barbecues! Call today.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 8
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding, Unknown
- Foundation
- Post & Pad, Other
- Roof
- Other
- Water
- Well
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- None garage
- Zoning
- Residential
Financial
- Property Taxes
- $593 (2024)
Location
- Neighbourhood
- Haviland
- Direction Faces
- North
Listing
- MLS® Number
- X13886980
- Days on Market
- 157
- Listed On
- 2026-05-14
- Listed By
- Century 21 Choice Realty Inc.
Rooms
Features
Interior
- Central Vacuum
- Other
Community
- Wooded
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Built In Dishwasher
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,125 per month
- Principal and interest
- $2,125
- Property tax
- $49
- Condo fees
- $0
- Estimated monthly cost
- $2,174
Your mortgage
- Mortgage amount
- $383,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,548
Cash to close
- Down payment
- $95,980
- Land transfer tax
- $6,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $102,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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