$375,000
↓ $64,900 from $439,900
Est. payment $1,660/moCalculate yours
408 12th Line, Plummer Additional, ON P0R 1C0
Plummer Additional, ON P0R 1C0
- 3 Beds
- 1 Baths
Listing courtesy of Century 21 Choice Realty Inc. MLS® X13888442
About this home
Welcome to this charming three-bedroom waterfront cottage on beautiful Rock Lake, offering stunning views and an inviting setting to relax, unwind, and enjoy the best of cottage living. The spacious wood deck provides the perfect place to enjoy your morning coffee while taking in the picturesque waterfront and surrounding natural beauty. Spend your days swimming, boating, kayaking, hiking, fishing, and exploring the outdoors, with a public boat launch and beach conveniently located nearby. The cottage has been thoughtfully maintained and features numerous recent updates, including a new heat pump installed in March 2026, new shallow well pump and septic pump in 2026, a 16- foot front staircase and new 40-gallon hot water heater in 2024, and a new storm door in 2024. Additional features include a newer septic system and a generous 12’ x 16’ storage shed, ideal for storing recreational equipment and outdoor essentials. This is a wonderful opportunity to own a peaceful lakeside retreat and enjoy the relaxed lifestyle Rock Lake has to offer. Book your private showing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 3
- Basement
- Crawl Space
Building & Systems
- Heating
- Heat Pump (Wood)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- None garage
- Zoning
- Rural Residential
Financial
- Property Taxes
- $1,542 (2026)
Location
- Direction Faces
- North
Listing
- MLS® Number
- X13888442
- Days on Market
- 30
- Listed On
- 2026-09-18
- Possession
- TBA
- Listed By
- Century 21 Choice Realty Inc.
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Fridge, stove, Hot Water tank.<shed
- Excluded
- N/A
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $129
- Condo fees
- $0
- Estimated monthly cost
- $1,789
Your mortgage
- Mortgage amount
- $300,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,126
Cash to close
- Down payment
- $75,000
- Land transfer tax
- $4,100
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,100
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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