$1,195,000
Est. payment $5,291/moCalculate yours
197 Finn Road, Algoma, Unorganized, North Part, ON P0S 1J0
Searchmont, Algoma, Unorganized, North Part, ON P0S 1J0
- 3 Beds
- 2 Baths
- 2,500 Sq Ft
Listing courtesy of Century 21 Choice Realty Inc. MLS® X13888266
About this home
YOUR PRIVATE ESCAPE, WHERE NATURE, LUXURY & POSSIBILITY COME TOGETHER. Have you dreamed of owning a private waterfront property where every season offers a new adventure? Imagine stepping outside your door and having more than 20 acres of pristine tranquility, private waterfront access, and a network of trails right at your doorstep, perfect for walking, biking, ATVing, cross-country skiing, snowshoeing and exploring the outdoors. This exceptional new-build residence offers nearly 3,000 sq. ft. of beautifully designed living space, combining quality construction, thoughtful accessibility and modern comfort. The impressive open-concept design features 9 foot ceilings in all rooms, 18 foot vaulted ceilings in the main living area, an elegant European black ash staircase, 36-inch door openings throughout for enhanced accessibility. The heart of the home is the spacious kitchen, complete with a large center island and a built-in double oven, built in microwave, gas top range, double door fridge, freezer creating the perfect gathering space for family and entertaining. Triple pane glass Kohltech windows & treatments allow for an abundant natural light while enhancing comfort and efficiency. Add in a drilled well, in-floor heating and this property delivers the quality and comfort expected from a premium new build. The opportunities continue outside. A 36′ x 24′ in- floor heated garage, exceptional space for vehicles, toys, equipment or a workshop and offers the potential to be transformed into an in-law suite, guest accommodations or Airbnb, * subject to approvals. The property also includes a side cedar lined Bunkie, maple syrup production setup, garden shed, wood shed, and a greenhouse adding even more functionality and recreational potential to this unique offering. With its privacy, waterfront access, extensive acreage and proximity to Searchmont Ski Resort, this property is ideally suited to those seeking an recreational retreat or investment opportunity.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 8
- Basement
- Other
Building & Systems
- Heating
- Other (Propane)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 452.88 x 1410.1 Feet
- Parking
- Other garage
- Zoning
- N/A
Financial
- Property Taxes
- $2,197 (2026)
Location
- Neighbourhood
- Searchmont
- Direction Faces
- South
Listing
- MLS® Number
- X13888266
- Days on Market
- 23
- Listed On
- 2026-09-25
- Listed By
- Century 21 Choice Realty Inc.
Rooms
Features
Interior
- Water Purifier
- Generator - Full
- Built-In Oven
- Other
Property
- Waterfront
Community
- Wooded
Pool
- None
- Included
- All Appliances, Window Coverings
- Excluded
- All outdoor implements.... (negotiable)
- Rental items
- propane tanks...$50. each per yr 2x propane tanks
Mortgage calculator
Estimated mortgage payment
$5,291 per month
- Principal and interest
- $5,291
- Property tax
- $183
- Condo fees
- $0
- Estimated monthly cost
- $5,474
Your mortgage
- Mortgage amount
- $956,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $631,360
Cash to close
- Down payment
- $239,000
- Land transfer tax
- $20,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $259,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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