Gurvinder Nokwal REALTOR®
For Sale Detached 61 days on market

$925,000

Est. payment $4,096/moCalculate yours

1173 Richards Street, St. Joseph, ON P0R 1J0

St. Joseph, ON P0R 1J0

  • 4 Beds
  • 4 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of Royal LePage® Northern Advantage MLS® X13887808

About this home

A rare double lot with 139 feet of sandy, sheltered frontage on Lake Huron’s St. Joseph Channel - in the heart of downtown Richards Landing, an area positioned for continued commercial and mixed-use growth. Waterfront properties of this size, in this location, rarely come to market and represent a long-term value play as the village develops. The 2-storey home delivers the full spectrum of waterfront living: glassy sunsets viewed from a spectacular glass-wrapped sunroom, a sheltered spot to dock your boat, and safe, sandy-bottom swimming just steps from the deck and patio. West-facing across open water dotted with islands, the sunset views alone set this property apart. The home also offers an updated kitchen, hardwood floors, two full baths plus a half bath, three bedrooms, and a steel shingle roof. The detached double garage includes a self-contained second unit, including another full bathroom, offering turnkey income potential as an Airbnb suite or family guest quarters. Walk to the marina, restaurant, grocery store, hospital, pharmacy, and school, all on municipal water/sewer with fiber internet coming. Survey on file; shore road allowance already owned. A double waterfront lot in a growth-positioned downtown core, with existing income potential built in - this can be as much a land-banking opportunity as a home purchase.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
1
Total Rooms
16
Basement
Unfinished, Full

Building & Systems

Heating
Forced Air (Electric)
Cooling
Other
Exterior
Vinyl Siding, Unknown
Foundation
Poured Concrete
Roof
Asphalt Shingle, Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
139.4 x 164.7 Feet
Parking
Other garage
Zoning
Residential

Financial

Property Taxes
$2,409 (2026)

Location

Cross Street
Downtown Richards Landing.
Direction Faces
West

Listing

MLS® Number
X13887808
Days on Market
61
Listed On
2026-08-18
Possession
90 Days
Listed By
Royal LePage® Northern Advantage

Rooms

Room Level Dimensions
Foyer Main 8′ 1″ × 7′ 1″
Bedroom 2 Second 23′ 0″ × 12′ 0″
Bedroom 3 Second 9′ 0″ × 11′ 1″
Other Basement 22′ 0″ × 14′ 1″
Cold Room/Cantina Basement 9′ 0″ × 4′ 1″
Laundry Basement 22′ 0″ × 18′ 0″
Bedroom 4 Main 19′ 0″ × 11′ 1″
Bathroom Main -
Living Room Main 14′ 0″ × 22′ 0″
Dining Room Main 11′ 0″ × 12′ 1″
Kitchen Main 11′ 1″ × 12′ 1″
Bathroom Main 5′ 1″ × 6′ 0″
Sunroom Main 27′ 0″ × 11′ 0″
Bedroom Second 10′ 0″ × 15′ 1″
Other Second 6′ 0″ × 6′ 0″
Bathroom Second 8′ 0″ × 6′ 0″

Features

Interior

  • Central Vacuum
  • Built-In Oven
  • Other

Property

  • Waterfront

Pool

  • None
Included
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer.
Excluded
Furniture and Decorations existing in the home as of August 2026 are available to be included in the sale.
Rental items
None.

Mortgage calculator

Minimum for this price: $67,500 (7.3%)

Amortization, years

Estimated mortgage payment

$4,096 per month

Principal and interest
$4,096
Property tax
$201
Estimated monthly cost
$4,296

Your mortgage

Mortgage amount
$740,000
Mortgage insurance
Not needed
Interest over 25 years
$488,710

Cash to close

Down payment
$185,000
Land transfer tax
$14,975
Total, before legal fees
$199,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1173 Richards Street, St. Joseph, ON P0R 1J0 St. Joseph, ON P0R 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$925,000 1173 Richards Street, St. Joseph, ON P0R 1J0
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