Gurvinder Nokwal REALTOR®
For Sale Detached 74 days on market

$169,900

Est. payment $752/moCalculate yours

1058 Sailors Encampment Drive, St. Joseph, ON P0R 1J0

St. Joseph, ON P0R 1J0

  • 3 Beds
  • 0 Baths
  • 700 Sq Ft

Listing courtesy of Royal LePage® Northern Advantage MLS® X13887692

About this home

Your St. Joseph Island Retreat Awaits! Tucked along a quiet, desirable stretch of year-round road, this three-bedroom cottage offers a rare combination of privacy, access to the water nearby, and small-town convenience - just five minutes from Richards Landing on beautiful St. Joseph Island. Settle in and enjoy the passing freighters in the shipping channel, or spend the day a short walk away at the boat launch with sandy swimming on township property. Set on 131 feet of frontage, the property is shaded by mature trees and offers plenty of room to spread out, with storage sheds in the back for all your gear and equipment. The cottage is partially finished inside, giving a buyer the opportunity to complete it to their own taste. A drilled well with submersible pump is already in place, and a woodstove paired with electric heat keeps things cozy. Currently set up for three-season use with an outhouse and sinks draining to the sandy soil, the property offers a clear path to year-round living with the addition of a septic system beside the large deck towards the road. Furnishings are included with a few exceptions, and some equipment is also available and negotiable with purchase - making this an easy getaway from day one. With economical taxes, it’s a smart option whether you’re looking for a seasonal escape or a project you want to turn into a full-time home in the country.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
0
Kitchens
1
Total Rooms
7
Basement
Crawl Space

Building & Systems

Heating
Baseboard (Wood)
Cooling
Other
Exterior
Wood
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Other

Lot & Parking

Lot Size
131 x 159 Feet
Parking
None garage
Zoning
Shoreline Residential

Financial

Property Taxes
$820 (2026)

Location

Cross Street
Just North of C Line by Reed Point.
Direction Faces
East

Listing

MLS® Number
X13887692
Days on Market
74
Listed On
2026-08-05
Possession
60 days
Listed By
Royal LePage® Northern Advantage

Rooms

Room Level Dimensions
Living Room Main 11′ 0″ × 12′ 0″
Dining Room Main 11′ 0″ × 7′ 0″
Kitchen Main 11′ 1″ × 11′ 1″
Primary Bedroom Main 9′ 0″ × 11′ 1″
Bedroom 2 Main 7′ 0″ × 11′ 1″
Bedroom 3 Main 7′ 0″ × 7′ 1″
Library Main 6′ 0″ × 11′ 1″

Features

Interior

  • Other

Pool

  • None
Included
Boat and motor (as is), fridge, stove, woodstove, microwave, most furnishings.
Excluded
Moose horns, personal effects & tools, decorations.
Rental items
None

Mortgage calculator

Minimum for this price: $8,495 (5%)

Amortization, years

Estimated mortgage payment

$752 per month

Principal and interest
$752
Property tax
$68
Estimated monthly cost
$821

Your mortgage

Mortgage amount
$135,920
Mortgage insurance
Not needed
Interest over 25 years
$89,764

Cash to close

Down payment
$33,980
Land transfer tax
$1,424
Total, before legal fees
$35,404
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1058 Sailors Encampment Drive, St. Joseph, ON P0R 1J0 St. Joseph, ON P0R 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$169,900 1058 Sailors Encampment Drive, St. Joseph, ON P0R 1J0
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