$169,900
Est. payment $752/moCalculate yours
1058 Sailors Encampment Drive, St. Joseph, ON P0R 1J0
St. Joseph, ON P0R 1J0
- 3 Beds
- 0 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage® Northern Advantage MLS® X13887692
About this home
Your St. Joseph Island Retreat Awaits! Tucked along a quiet, desirable stretch of year-round road, this three-bedroom cottage offers a rare combination of privacy, access to the water nearby, and small-town convenience - just five minutes from Richards Landing on beautiful St. Joseph Island. Settle in and enjoy the passing freighters in the shipping channel, or spend the day a short walk away at the boat launch with sandy swimming on township property. Set on 131 feet of frontage, the property is shaded by mature trees and offers plenty of room to spread out, with storage sheds in the back for all your gear and equipment. The cottage is partially finished inside, giving a buyer the opportunity to complete it to their own taste. A drilled well with submersible pump is already in place, and a woodstove paired with electric heat keeps things cozy. Currently set up for three-season use with an outhouse and sinks draining to the sandy soil, the property offers a clear path to year-round living with the addition of a septic system beside the large deck towards the road. Furnishings are included with a few exceptions, and some equipment is also available and negotiable with purchase - making this an easy getaway from day one. With economical taxes, it’s a smart option whether you’re looking for a seasonal escape or a project you want to turn into a full-time home in the country.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 0
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Wood)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Other
Lot & Parking
- Lot Size
- 131 x 159 Feet
- Parking
- None garage
- Zoning
- Shoreline Residential
Financial
- Property Taxes
- $820 (2026)
Location
- Cross Street
- Just North of C Line by Reed Point.
- Direction Faces
- East
Listing
- MLS® Number
- X13887692
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- 60 days
- Listed By
- Royal LePage® Northern Advantage
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Boat and motor (as is), fridge, stove, woodstove, microwave, most furnishings.
- Excluded
- Moose horns, personal effects & tools, decorations.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$752 per month
- Principal and interest
- $752
- Property tax
- $68
- Condo fees
- $0
- Estimated monthly cost
- $821
Your mortgage
- Mortgage amount
- $135,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $89,764
Cash to close
- Down payment
- $33,980
- Land transfer tax
- $1,424
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $35,404
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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