$729,900
Est. payment $3,232/moCalculate yours
2509 Talbot Lane, Ramara, ON L0K 1B0
Rural Ramara, Ramara, ON L0K 1B0
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. MLS® S14028094
About this home
Experience relaxed waterfront living at 2509 Talbot Lane, a beautifully redesigned and extensively renovated two-storey residence set directly on the Talbot River, flowing into Lake Simcoe. Offering 3 bedrooms and 2 bathrooms, this bright, open-concept home blends modern comfort with a peaceful natural setting. Enjoy direct river frontage, your own dock, and endless opportunities for fishing, kayaking, canoeing or simply relaxing by the water. Approximately 1.5 hours from the GTA, this property is ideal as a year-round home or private retreat. Extensive upgrades include a new high-efficiency furnace with central air, 200-amp electrical service, electric tankless on-demand water heater, and a private river-fed water system with pressure tank and pump, providing efficient, year-round comfort. The sale includes two parcels, with an additional parcel located across Talbot Lane, offering added outdoor and storage space. A unique opportunity to enjoy nature, privacy and modern waterfront living.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Slab
- Roof
- Metal
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 43.54 x 120 Feet
- Parking
- None garage · 5 total
- Zoning
- SR - Shoreline Residential
Financial
- Property Taxes
- $1,865 (2026)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Ramara Rd 47/Talbot Lane
- Direction Faces
- South
Listing
- MLS® Number
- S14028094
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
- On Demand Water Heater
Property
- Beach
- Cul de Sac/Dead End
- Lake Access
- Marina
- River/Stream
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Range Hood, Dishwasher, Washer, Dryer, Bathroom Mirrors, Window Rods, All Electrical Light Fixtures, Two Docks, Storage Container, and Wood Firepit. Stager's Drapery Excluded.
Mortgage calculator
Estimated mortgage payment
$3,232 per month
- Principal and interest
- $3,232
- Property tax
- $155
- Condo fees
- $0
- Estimated monthly cost
- $3,387
Your mortgage
- Mortgage amount
- $583,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,632
Cash to close
- Down payment
- $145,980
- Land transfer tax
- $11,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $157,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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