$643,800
Est. payment $2,851/moCalculate yours
7442 Fairview Road, Central Elgin, ON N5P 3S8
Rural Central Elgin, Central Elgin, ON N5P 3S8
- 4 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X14028696
About this home
Enjoy the space, privacy, and potential this impressive four-bedroom, two-and-a-half-bath home has to offer, set on a generous lot on the outskirts of St. Thomas. Featuring a double car garage with stairs leading to the basement, large shop, and plenty of room for the family, this property is an excellent opportunity for those looking for space both inside and out.As you enter the foyer, you are greeted by a beautiful spiral staircase that adds character and charm to the home. The main level features the kitchen with a large eating area, ceramic flooring and garden doors leading to the deck overlooking the private backyard. The adjoining family room complete with laminate flooring and a wood-burning fireplace, is perfect for relaxing and spending time together. A separate formal living room with its own wood-burning fireplace, hardwood flooring, and French doors, provides additional space for entertaining. The mud room with access to the garage, and 2-pc bath complete the main level.The upper level offers four spacious bedrooms, including a primary bedroom with a private ensuite featuring a Jacuzzi tub and separate shower, along with an additional five-piece bathroom. The carpeting in three bedrooms has been removed prior to listing, due to wear and tear, offering an opportunity to choose your own flooring.The partially finished lower level offers a rec room, additional possibilities for living space, room for storage, and convenient access to the double-car garage. With its spacious layout, large shop, private backyard, and desirable location just outside of town, this property offers tremendous potential for buyers looking to make a home their own. Some updating is needed throughout, including window replacement, but the space, features, and setting make this a property worth exploring! New Septic 2016-Aerator Pump 2026, Sump Pump 2023, Rear deck 2026. Fireplaces not WETT Certified. New Roof 2020. House, Property, Chattels, Fixtures being Sold AS-IS.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Partially Finished, Walk-Up
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 150.15 x 184.05 Feet
- Parking
- Attached garage · 12 total
- Zoning
- OS1
Financial
- Property Taxes
- $5,807 (2025)
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- FAIRVIEW RD AND JOHN WISE LN
- Direction Faces
- East
Listing
- MLS® Number
- X14028696
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- NEGOTIABLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- Storage
- Sump Pump
- Water Heater Owned
- Water Purifier
- Water Softener
Property
- Beach
- Golf
- Hospital
- Library
- School Bus Route
- Rec./Commun.Centre
Pool
- None
- Included
- Dishwasher, Central Vac (No Attachments), All Window Coverings, Water Heater, UV/Water Softener/Treatment System, Workbench in Shop, Garage Door Opener/s/Remote/s
- Excluded
- Metal Shelf in Shop, Mirror in Mud Room, Satellite Dish
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,851 per month
- Principal and interest
- $2,851
- Property tax
- $484
- Condo fees
- $0
- Estimated monthly cost
- $3,335
Your mortgage
- Mortgage amount
- $515,040
- Mortgage insurance
- Not needed
- Interest over 25 years
- $340,142
Cash to close
- Down payment
- $128,760
- Land transfer tax
- $9,351
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $138,111
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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