Gurvinder Nokwal REALTOR®
For Sale Detached 4 days on market

$599,900

Est. payment $2,656/moCalculate yours

195 Water Street, Lucan Biddulph, ON N0M 2J0

Lucan, Lucan Biddulph, ON N0M 2J0

  • 5 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of RE/MAX A-B Realty Ltd MLS® X14030272

About this home

Offering the charm of a century home with the benefits of extensive modern reconstruction, this impressive Water Street property in Lucan has been thoughtfully updated from top to bottom. Extensive improvements include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, offering peace of mind and move-in-ready living. Ideally located within walking distance of downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, ample cabinetry, and a spacious pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry add everyday convenience. Upstairs, three additional bedrooms and an updated 4-piece bathroom provide flexibility for family, guests, or a home office. Original details include coffered wainscoting, tray ceilings, shiplap accents, and a restored oversized pocket door dating back to the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds. One shed is insulated and equipped with hydro and heat, making it ideal for a workshop or hobby space. A rare opportunity to own a thoughtfully updated five-bedroom home with extensive modern improvements, a flexible layout, and a convenient location in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete, Stone
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
49.83 x 113.52 Feet
Parking
None garage · 4 total
Zoning
R2

Financial

Property Taxes
$2,636 (2025)

Location

Neighbourhood
Lucan
Cross Street
William St and Main St
Direction Faces
West

Listing

MLS® Number
X14030272
Days on Market
4
Listed On
2026-10-14
Possession
Contact listing team
Listed By
RE/MAX A-B Realty Ltd

Rooms

Room Level Dimensions
Utility Room Second 6′ 6″ × 8′ 8″
Bedroom 2 Main 11′ 0″ × 8′ 10″
Bathroom Second 5′ 11″ × 11′ 6″
Dining Room Main 11′ 5″ × 11′ 5″
Living Room Main 16′ 2″ × 11′ 5″
Primary Bedroom Main 15′ 7″ × 9′ 6″
Kitchen Main 11′ 9″ × 7′ 5″
Bedroom 3 Second 9′ 1″ × 15′ 1″
Bedroom 4 Second 10′ 0″ × 8′ 11″
Bathroom Main 11′ 0″ × 8′ 11″
Bedroom 5 Second 13′ 2″ × 9′ 0″

Features

Interior

  • Water Heater Owned
  • Upgraded Insulation

Property

  • Park
  • School

Pool

  • None
Included
Fridge, stove, dishwasher, washer, dryer, existing window covering and light fixtures, water heater. (All appliances are in working order but are considered 'as-is')
Rental items
None

Mortgage calculator

Minimum for this price: $34,990 (5.83%)

Amortization, years

Estimated mortgage payment

$2,656 per month

Principal and interest
$2,656
Property tax
$220
Estimated monthly cost
$2,876

Your mortgage

Mortgage amount
$479,920
Mortgage insurance
Not needed
Interest over 25 years
$316,948

Cash to close

Down payment
$119,980
Land transfer tax
$8,473
Total, before legal fees
$128,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

195 Water Street, Lucan Biddulph, ON N0M 2J0 Lucan, Lucan Biddulph, ON N0M 2J0
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Also listed as MLS® X13532602

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,900 195 Water Street, Lucan Biddulph, ON N0M 2J0
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