$599,900
Est. payment $2,656/moCalculate yours
195 Water Street, Lucan Biddulph, ON N0M 2J0
Lucan, Lucan Biddulph, ON N0M 2J0
- 5 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX A-B Realty Ltd MLS® X14030272
About this home
Offering the charm of a century home with the benefits of extensive modern reconstruction, this impressive Water Street property in Lucan has been thoughtfully updated from top to bottom. Extensive improvements include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, offering peace of mind and move-in-ready living. Ideally located within walking distance of downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, ample cabinetry, and a spacious pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry add everyday convenience. Upstairs, three additional bedrooms and an updated 4-piece bathroom provide flexibility for family, guests, or a home office. Original details include coffered wainscoting, tray ceilings, shiplap accents, and a restored oversized pocket door dating back to the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds. One shed is insulated and equipped with hydro and heat, making it ideal for a workshop or hobby space. A rare opportunity to own a thoughtfully updated five-bedroom home with extensive modern improvements, a flexible layout, and a convenient location in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Stone
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 49.83 x 113.52 Feet
- Parking
- None garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $2,636 (2025)
Location
- Neighbourhood
- Lucan
- Cross Street
- William St and Main St
- Direction Faces
- West
Listing
- MLS® Number
- X14030272
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Contact listing team
- Listed By
- RE/MAX A-B Realty Ltd
Rooms
Features
Interior
- Water Heater Owned
- Upgraded Insulation
Property
- Park
- School
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer, existing window covering and light fixtures, water heater. (All appliances are in working order but are considered 'as-is')
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $220
- Condo fees
- $0
- Estimated monthly cost
- $2,876
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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