Gurvinder Nokwal REALTOR®
For Sale Att/Row/Townhouse 4 days on market

$1,199,000

Est. payment $5,309/moCalculate yours

87 Niagara Street, Toronto, ON M5V 1C9

Niagara, Toronto, ON M5V 1C9

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of THE AGENCY MLS® C14031006

About this home

Welcome to a rare opportunity in one of downtown Toronto’s most coveted addresses - an M5V postal code, no less! Tucked into the heart of the city, this Niagara St property is perfectly suited for investors or anyone ready to plant roots in a beautiful, established downtown neighbourhood. The main entrance offers a warm and inviting introduction to what could easily serve as your primary residence, while the basement level brings serious income potential to the table. With both a front and back separate entrance, this lower level is ideally set up to become its own self-contained unit - helping offset renovation costs or generate steady rental income from day one. Step outside and discover a charming, sun-dappled backyard, shaded by the natural grace of mature trees. It’s a peaceful little escape that feels worlds away from the bustle of the city, even though you’re right in the middle of it. A private parking spot at the rear of the building means your car stays protected from the elements - no more scraping snow off the windshield on a cold Toronto morning. And here’s where things get even more exciting: with laneway units now permitted in the city, that same parking spot presents the opportunity to build a second income-generating unit. Whether you’re looking to add long-term rental income, create a space for extended family, or simply maximize the property’s value, the potential here is significant. Location doesn’t get much better than this. You’re just steps from 1 Hotel Toronto and Stack’t Market, with Old York Tavern nearby for a great night out. A cosmetic medical clinic is also coming soon just across the street, and The Well is only moments away - bringing even more shopping, dining, and lifestyle amenities right to your doorstep. Add in countless parks and restaurants throughout the neighbourhood, and you have a location that truly has it all. This home truly deserves to be seen in person.

Property details

Overview

Property Type
Att/Row/Townhouse
Style
3-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
2
Basement
Finished with Walk-Out

Building & Systems

Heating
Baseboard (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Concrete
Roof
Tar and Gravel, Tile
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
16.19 x 100.14 Feet
Parking
Other garage · 1 total

Financial

Property Taxes
$9,499 (2026)

Location

Neighbourhood
Niagara
Cross Street
Niagara St/Bathurst St
Direction Faces
South

Listing

MLS® Number
C14031006
Days on Market
4
Listed On
2026-10-14
Possession
Immediate
Listed By
THE AGENCY

Rooms

Room Level
Primary Bedroom Second
Kitchen Main
Bedroom 3 Second
Office Lower
Dining Room Main
Living Room Main
Kitchen Lower
Bedroom 2 Second

Features

Interior

  • In-Law Capability
  • Accessory Apartment

Pool

  • None

Mortgage calculator

Minimum for this price: $94,900 (7.91%)

Amortization, years

Estimated mortgage payment

$5,309 per month

Principal and interest
$5,309
Property tax
$792
Estimated monthly cost
$6,100

Your mortgage

Mortgage amount
$959,200
Mortgage insurance
Not needed
Interest over 25 years
$633,474

Cash to close

Down payment
$239,800
Land transfer tax (Ontario + Toronto)
$40,910
Total, before legal fees
$280,710
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

87 Niagara Street, Toronto, ON M5V 1C9 Niagara, Toronto, ON M5V 1C9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,199,000 87 Niagara Street, Toronto, ON M5V 1C9
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