Gurvinder Nokwal REALTOR®
For Sale Detached 5 days on market

$899,900

Est. payment $3,985/moCalculate yours

174 University Avenue W, Cobourg, ON K9A 2H2

Cobourg, Cobourg, ON K9A 2H2

  • 4 Beds
  • 2 Baths
  • 1 Garage
  • 2,000 Sq Ft

Listing courtesy of Royal LePage ProAlliance Realty MLS® X14027448

About this home

Welcome to 174 University Avenue West, a charming Edwardian-era red-brick home built in 1916, where century-old character meets modern comforts, all within walking distance of Downtown Cobourg. Surrounded by mature trees and established gardens, this thoughtfully updated two-storey home offers 4 bedrooms, 2 bathrooms, and inviting spaces to gather and relax. The covered front porch is perfect for morning coffee, while inside, oversized windows and southwest exposure fill the living room with natural light. Original extra-wide wood baseboards add character to the living and dining rooms, where you’ll also find a built-in china cabinet. The bright kitchen features granite countertops, stainless steel appliances, open shelving, generous cupboard space, and a cozy window seat. Just beyond, the family room offers a wood-burning fireplace and walkout to the covered back patio. A rear mudroom entry and powder room with exposed brick, marble countertop, and pocket door complete the main floor. Upstairs are four bedrooms and an updated bathroom with a freestanding tub with shower and quartz countertop. The partially finished basement offers a recreation room with built-in storage, playroom, and sauna suite with an adjoining shower room featuring radiant heated floors and a separate change room. Two staircases provide access to the lower level, which also includes laundry, a cold cellar, and additional storage. Outside, the fully fenced backyard features raised garden beds and a dedicated vegetable patch, while a detached garage and garden shed offer extra storage. With Downtown Cobourg, the Cobourg Public Library, and the marina all an easy walk away, this much-loved century home brings together character, comfort, and a location you’ll love.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Full, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50.63 x 168.63 Feet
Parking
Detached garage · 6 total

Financial

Property Taxes
$4,726 (2026)

Location

Neighbourhood
Cobourg
Cross Street
University Ave W & Ball St
Direction Faces
North

Listing

MLS® Number
X14027448
Days on Market
5
Listed On
2026-10-13
Possession
2-3 Months
Listed By
Royal LePage ProAlliance Realty

Rooms

Room Level Dimensions
Bedroom Second 9′ 4″ × 8′ 6″
Bedroom 4 Second 11′ 1″ × 8′ 3″
Family Room Main 30′ 1″ × 16′ 2″
Cold Room/Cantina Basement 6′ 11″ × 7′ 3″
Dining Room Main 13′ 1″ × 16′ 4″
Bathroom Main 3′ 1″ × 8′ 0″
Kitchen Main 11′ 5″ × 15′ 1″
Recreation Basement 30′ 0″ × 16′ 2″
Other Basement 5′ 5″ × 7′ 3″
Bedroom 3 Second 11′ 1″ × 11′ 3″
Laundry Basement 11′ 9″ × 13′ 11″
Bathroom Second 6′ 0″ × 6′ 6″
Primary Bedroom Second 12′ 10″ × 12′ 2″
Utility Room Basement 13′ 1″ × 15′ 9″
Play Basement 11′ 1″ × 15′ 9″
Living Room Main 12′ 6″ × 13′ 5″

Features

Interior

  • Sauna
  • In-Law Capability

Property

  • Arts Centre
  • Beach
  • Golf
  • Hospital
  • Library
  • Marina

Pool

  • None
Included
Electric light fixtures, all appliances, window coverings, built in cabinetry
Excluded
Bird feeders, large wind chime, all art, furniture, personal belongings, safe, sea can **back porch furniture negotiable**
Rental items
Hot water tank & furnace

Mortgage calculator

Minimum for this price: $64,990 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$394
Estimated monthly cost
$4,378

Your mortgage

Mortgage amount
$719,920
Mortgage insurance
Not needed
Interest over 25 years
$475,449

Cash to close

Down payment
$179,980
Land transfer tax
$14,473
Total, before legal fees
$194,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

174 University Avenue W, Cobourg, ON K9A 2H2 Cobourg, Cobourg, ON K9A 2H2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,900 174 University Avenue W, Cobourg, ON K9A 2H2
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