$569,777
Est. payment $2,593/moCalculate yours
56 Cortland Terrace, St. Thomas, ON N5R 0J7
St. Thomas, St. Thomas, ON N5R 0J7
- 3 + 1 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X14031596
About this home
Beautifully designed 4-bedroom, 4-bathroom freehold townhome in St. Thomas! Featuring a bright open-concept layout, modern kitchen with center island, spacious living and dining areas, primary suite with walk-in closet and ensuite, second-floor laundry, and a fully finished lower level with an additional bedroom, full bath, and a versatile living space ideal for a family room, home office, or guest retreat. Complete with an attached garage, private driveway (total 3 car parking), deck, and backyard, all conveniently located near schools, parks, shopping, trails, and major routes. Move-in ready and perfect for modern family living!
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 21 x 103.35 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,011 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Cortland Terrace and Orchard Park Rec Trail
- Direction Faces
- South
Listing
- MLS® Number
- X14031596
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- TBD
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- Auto Garage Door Remote
Property
- Fenced Yard
- School
- Place Of Worship
- Park
- Public Transit
- Library
Pool
- None
- Included
- S/S Fridge, S/S Stove, S/S B/I Dishwasher, washer, dryer, window coverings, bathroom fixtures affixed.
- Excluded
- Fridge in basement
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,593 per month
- Principal and interest
- $2,593
- Property tax
- $334
- Condo fees
- $0
- Estimated monthly cost
- $2,928
Your mortgage
- Mortgage amount
- $468,585
- Mortgage insurance (2.8%)
- $12,763
- Interest over 25 years
- $309,462
Cash to close
- Down payment
- $113,955
- Land transfer tax
- $7,871
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $1,021
- Total, before legal fees
- $122,847
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.