$599,999
Est. payment $2,657/moCalculate yours
1019 Loyalist Drive, Minden Hills, ON K0M 2K0
Lutterworth, Minden Hills, ON K0M 2K0
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC. MLS® X14032460
About this home
Discover waterfront living at 1019 Loyalist Drive! Nestled along the picturesque Gull River, this south-facing property boasts 89 ft of sandy shoreline, excellent swimming, and direct boating access to Gull Lake, just 400 metres downstream, with approximately 30 km of shoreline to explore. Cruise upstream to downtown Minden or unwind by the water with no neighbours across the river!Situated on a quiet dead-end road among just 12 properties, this raised bungalow offers privacy and incredible potential as a year-round residence or family cottage. The 1,056 sq. ft. main level features 2 bedrooms, a home office, kitchen, dining area, laundry, and a bright living room with walkout to a riverside deck and gazebo. An updated 3-piece bathroom (2022) completes this level.The lower level provides approximately 630 sq. ft. of additional living space, including a spacious family room, 3rd bedroom, 3-piece bathroom, and Napoleon airtight wood stove. Separate walkouts to the parking area and waterfront offer excellent potential for an in-law suite or guest accommodations.Just 34 steps lead to a secluded waterfront retreat with a sandy shoreline, water depths exceeding 6 ft, and an inviting space for outdoor entertaining.Additional highlights include 200-amp electrical service, forced-air propane furnace (2018), heated river water intake line (2021), and year-round road access with private road maintenance of approximately $100 annually.Located just 10 minutes south of Minden and slightly over 2 hours from the GTA, this largely furnished property offers an exceptional opportunity to enjoy four-season waterfront living. Solid construction, a peaceful natural setting, and endless possibilities await your personal touches. Make this Gull River retreat your own!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Metal/Steel Siding
- Foundation
- Concrete Block, Steel Frame
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 89 x 78.95 Feet
- Parking
- None garage · 4 total
- Zoning
- SR2
Financial
- Property Taxes
- $2,259 (2025)
Location
- Neighbourhood
- Lutterworth
- Cross Street
- Highway 35 /Sandy Bay Road
- Direction Faces
- South
Listing
- MLS® Number
- X14032460
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- TBD
- Listed By
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
Property
- Hospital
- Lake Access
- Library
- Place Of Worship
- School Bus Route
- Skiing
Pool
- None
- Included
- Stove, range hood, Fridge, Washer, Dryer
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $188
- Condo fees
- $0
- Estimated monthly cost
- $2,845
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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