$449,900
Est. payment $1,992/moCalculate yours
45 Phipps Street, Fort Erie, ON L2A 2V3
332 - Central, Fort Erie, ON L2A 2V3
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® X14032934
About this home
Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it’s a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you’re a first-time buyer, downsizer or investor, you’ll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.41 x 121.7 Feet
- Parking
- None garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $2,426 (2026)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Central Ave & Phipps St
- Direction Faces
- South
Listing
- MLS® Number
- X14032934
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Fenced Yard
- Library
- Park
- Golf
- School
- Place Of Worship
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, All ELF's, All Window Coverings.
- Rental items
- Hot Water Heater.
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $202
- Condo fees
- $0
- Estimated monthly cost
- $2,194
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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