Gurvinder Nokwal REALTOR®
For Sale Att/Row/Townhouse 3 days on market

$525,000

Est. payment $2,325/moCalculate yours

113 Churchill Street, Waterloo, ON N2L 2X1

Waterloo, ON N2L 2X1

  • 5 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X14034792

About this home

Over $3100 of monthly gross income available here! Discover a rare opportunity in Waterloo’s sought-after Beechwood/University district-a fully licensed 5-bedroom freehold (no condo fees) townhouse that’s been thoughtfully modernized and maintained - ideal for today’s parent-buyers and savvy investors. Perfectly positioned to target University of Waterloo students, 113 Churchill offers the ideal blend of location, lifestyle, and long-term value. Whether you’re securing a safe, comfortable home for your university-bound child or adding a high-performing asset to your portfolio, this property stands out from the rest. Inside, you’ll find a custom, modern Heart & Home kitchen-a rare upgrade in this neighbourhood-paired with modern vinyl plank flooring throughout the main and second levels. A beautifully updated four-piece bathroom with a Maax one-piece tub surround, fresh finishes, and a functional layout create a bright, welcoming environment for students and young professionals alike. Five furnished bedrooms provide flexibility for parent-buyers who want their child to live with friends, while investors will appreciate the licensed (City approved) layout. Major capital improvements-including a Payne high-efficiency furnace (2015), new roof (2016), new windows (2016), and a new water heater (2024) water heater-deliver peace of mind for years to come. The basement features a convenient two-piece bath, laundry area, and access to the single-car garage. Outside, a private backyard offers space to unwind, study, or gather with friends. With the ability to provide vacant possession, this home is move-in ready for September or January intakes-an exceptional advantage for parent-buyers navigating tight timelines. A modernized, licensed, turnkey 5-bedroom home in one of Waterloo’s most reliable student corridors-113 Churchill is the opportunity you’ve been waiting for.

Property details

Overview

Property Type
Att/Row/Townhouse
Style
2-Storey
For
For Sale
Status
New
Approximate Age
31-50
Size
1,100 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick Front
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
24 x 110 Feet
Parking
Attached garage · 2 total
Zoning
R7

Financial

Property Taxes
$3,881 (2026)

Location

Cross Street
Churchill Street and Amos Avenue
Direction Faces
North

Listing

MLS® Number
X14034792
Days on Market
3
Listed On
2026-10-15
Possession
Flexible
Listed By
ROYAL LEPAGE WOLLE REALTY

Rooms

Room Level Dimensions
Bedroom Main 12′ 2″ × 9′ 4″
Bedroom Main 7′ 4″ × 6′ 11″
Bathroom Basement 4′ 6″ × 6′ 0″
Bedroom Second 10′ 11″ × 13′ 6″
Kitchen Main 11′ 6″ × 10′ 11″
Bedroom Second 8′ 9″ × 10′ 5″
Laundry Basement 11′ 4″ × 12′ 9″
Primary Bedroom Second 12′ 1″ × 13′ 7″
Living Room Main 11′ 5″ × 10′ 11″
Bathroom Second 7′ 4″ × 6′ 11″

Features

Interior

  • Carpet Free

Property

  • Place Of Worship
  • Public Transit
  • School

Pool

  • None
Included
1 fridge, 1 stove, 1 washing machine, 1 dryer, five beds, five desks, five chairs
Excluded
tenant's possessions
Rental items
None

Mortgage calculator

Minimum for this price: $27,500 (5.24%)

Amortization, years

Estimated mortgage payment

$2,325 per month

Principal and interest
$2,325
Property tax
$323
Estimated monthly cost
$2,648

Your mortgage

Mortgage amount
$420,000
Mortgage insurance
Not needed
Interest over 25 years
$277,376

Cash to close

Down payment
$105,000
Land transfer tax
$6,975
Total, before legal fees
$111,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

113 Churchill Street, Waterloo, ON N2L 2X1 Waterloo, ON N2L 2X1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$525,000 113 Churchill Street, Waterloo, ON N2L 2X1
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