$525,000
Est. payment $2,325/moCalculate yours
113 Churchill Street, Waterloo, ON N2L 2X1
Waterloo, ON N2L 2X1
- 5 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X14034792
About this home
Over $3100 of monthly gross income available here! Discover a rare opportunity in Waterloo’s sought-after Beechwood/University district-a fully licensed 5-bedroom freehold (no condo fees) townhouse that’s been thoughtfully modernized and maintained - ideal for today’s parent-buyers and savvy investors. Perfectly positioned to target University of Waterloo students, 113 Churchill offers the ideal blend of location, lifestyle, and long-term value. Whether you’re securing a safe, comfortable home for your university-bound child or adding a high-performing asset to your portfolio, this property stands out from the rest. Inside, you’ll find a custom, modern Heart & Home kitchen-a rare upgrade in this neighbourhood-paired with modern vinyl plank flooring throughout the main and second levels. A beautifully updated four-piece bathroom with a Maax one-piece tub surround, fresh finishes, and a functional layout create a bright, welcoming environment for students and young professionals alike. Five furnished bedrooms provide flexibility for parent-buyers who want their child to live with friends, while investors will appreciate the licensed (City approved) layout. Major capital improvements-including a Payne high-efficiency furnace (2015), new roof (2016), new windows (2016), and a new water heater (2024) water heater-deliver peace of mind for years to come. The basement features a convenient two-piece bath, laundry area, and access to the single-car garage. Outside, a private backyard offers space to unwind, study, or gather with friends. With the ability to provide vacant possession, this home is move-in ready for September or January intakes-an exceptional advantage for parent-buyers navigating tight timelines. A modernized, licensed, turnkey 5-bedroom home in one of Waterloo’s most reliable student corridors-113 Churchill is the opportunity you’ve been waiting for.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick Front
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 24 x 110 Feet
- Parking
- Attached garage · 2 total
- Zoning
- R7
Financial
- Property Taxes
- $3,881 (2026)
Location
- Cross Street
- Churchill Street and Amos Avenue
- Direction Faces
- North
Listing
- MLS® Number
- X14034792
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE WOLLE REALTY
Rooms
Features
Interior
- Carpet Free
Property
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- 1 fridge, 1 stove, 1 washing machine, 1 dryer, five beds, five desks, five chairs
- Excluded
- tenant's possessions
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,325 per month
- Principal and interest
- $2,325
- Property tax
- $323
- Condo fees
- $0
- Estimated monthly cost
- $2,648
Your mortgage
- Mortgage amount
- $420,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,376
Cash to close
- Down payment
- $105,000
- Land transfer tax
- $6,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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