$649,900
Est. payment $2,878/moCalculate yours
244 Royal Street, Waterloo, ON N2J 2J2
Waterloo, ON N2J 2J2
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of EXP REALTY MLS® X14080556
About this home
Discover the possibilities at 244 Royal St. This inviting three-bedroom, two-bathroom bungalow offers a practical layout, modern updates and flexible living space to suit a variety of needs. The main level features a bright living room that connects seamlessly to the updated kitchen, renovated approximately three years ago with stainless steel appliances, contemporary cabinetry and a sleek tiled backsplash. Just beyond the kitchen, a spacious rear family room offers a second gathering space, ideal for hosting guests or enjoying a quiet night in. Three well-sized bedrooms and an updated main-floor bathroom complete the main level. Downstairs, the finished basement expands the home’s functionality with an updated three-piece bathroom, a dedicated laundry area and a large recreation space that can be adapted to your lifestyle, whether you envision a media room, home office, workout area or additional space for entertaining. Outside, the backyard deck creates the perfect setting for morning coffee, summer barbecues or unwinding at the end of the day. With its comfortable layout, key updates and additional finished living space, this well-maintained Waterloo bungalow offers plenty of opportunity to settle in and make it your own.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Oil)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58.5 x 153.25 Feet
- Parking
- None garage · 3 total
- Zoning
- SR2
Financial
- Property Taxes
- $4,631 (2025)
Location
- Cross Street
- Between Ellis and Margaret Avenue
- Direction Faces
- North
Listing
- MLS® Number
- X14080556
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- 60+ Days
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Water Heater
Property
- Place Of Worship
- Park
- School
Pool
- None
- Included
- Dishwasher, Dryer, Refrigerator, Stove, Washer
- Excluded
- All tenants belongings
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $386
- Condo fees
- $0
- Estimated monthly cost
- $3,264
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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