$599,900
Est. payment $2,656/moCalculate yours
12 McCulloch Street, Stratford, ON N5A 2V7
Stratford, Stratford, ON N5A 2V7
- 3 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Sutton Group - First Choice Realty Ltd. MLS® X14032602
About this home
Location, location, location as every good appraiser will tell you. On a quiet side street and steps to the Old Grove Trails, Hospital, Hamlet and St. Joseph’s schools, Spruce Lodge and Cedarcroft Place .This custom built, 1 family , 2017 sq ft, mid century modern side split is both unique and spacious. Some interesting history as well as a Grandfather was a brick layer by trade and bricked this home for his family. Having a very unique layout and generous principal rooms there’s room for a growing family, hosting and entertaining. The mainfloor familyroom has a woodstove for cozy evenings and maybe watching a ball game or 2, as well as an office with access to the garage and a massive 3 season west facing sunroom across the back of the house, to catch the sunsets. The 2nd level features 3 oversized bedrooms with hardwood floors and a newer bath with a large glass shower and radiant floor heat. Very solid bones just needing your decorating touches. Other updates include a new furnace and water heater in 2019. Be in your new home before Christmas with the flexible closing date available.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 4
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Other
Lot & Parking
- Lot Size
- 60 x 132 Feet
- Parking
- Attached garage · 3 total
- Zoning
- Residential
Financial
- Property Taxes
- $5,718 (2025)
Location
- Neighbourhood
- Stratford
- Cross Street
- West Gore St.
- Direction Faces
- West
Listing
- MLS® Number
- X14032602
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Flex possession on probate
- Listed By
- Sutton Group - First Choice Realty Ltd.
Rooms
Features
Interior
- Atrium
- Auto Garage Door Remote
- Separate Hydro Meter
- Storage
- Water Heater Owned
- Water Meter
- Water Softener
- Workbench
Property
- Greenbelt/Conservation
- Park
- Place Of Worship
- School
- School Bus Route
- Hospital
Pool
- None
- Included
- All appliances fridge/ stove/ washing machine/ garage door opener, water heater, water softener
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $477
- Condo fees
- $0
- Estimated monthly cost
- $3,133
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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