Gurvinder Nokwal REALTOR®
For Sale Detached 3 days on market

$699,900

Est. payment $3,099/moCalculate yours

21 Mercer Street, Stratford, ON N5A 6J5

Stratford, Stratford, ON N5A 6J5

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Home and Company Real Estate Corp Brokerage MLS® X14081032

About this home

Get ready to fall in love with this beautifully updated century home perfectly situated in the desirable Avon Ward, just blocks from the river and downtown! Step inside through the inviting enclosed porch and discover a bright and welcoming main floor designed for comfortable everyday living and entertaining. The spacious living room flows into a separate dining room, creating the perfect setting for family dinners and gatherings, and continues into an oversized and updated chef-inspired kitchen featuring quartz countertops, generous prep space, storage galore, and is truly the heart of the home. Upstairs features a primary bedroom with a huge walk-in closet, two additional generously sized bedrooms, and a beautifully updated bathroom. The finished basement provides valuable additional living space, perfect for family movie nights, a recreation room, an office, or accommodating overnight guests. An additional updated bathroom/laundry room adds even more functionality to this versatile space. Step outside to discover a large, fully fenced backyard offering exceptional privacy and plenty of room for outdoor entertaining, gardening, relaxing, or enjoying time with family, friends, and pets. The detached garage provides excellent flexibility for additional storage or a workshop. Unbeatable location, incredible outdoor space, lots of parking, and updates throughout, this home offers so much love. Situated on a very quiet street with the river and downtown just moments away, this charming home is ready to welcome its next chapter!

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
34.17 x 125.53 Feet
Parking
Detached garage · 5 total
Zoning
R2

Financial

Property Taxes
$4,597 (2026)

Location

Neighbourhood
Stratford
Cross Street
Charles and Mercer
Direction Faces
South

Listing

MLS® Number
X14081032
Days on Market
3
Listed On
2026-10-15
Possession
Flexible
Listed By
Home and Company Real Estate Corp Brokerage

Rooms

Room Level Dimensions
Kitchen Main 11′ 7″ × 15′ 3″
Living Room Main 13′ 0″ × 11′ 9″
Bedroom 3 Second 9′ 4″ × 12′ 3″
Utility Room Basement 11′ 0″ × 13′ 5″
Other Main 5′ 0″ × 4′ 0″
Bathroom Second 7′ 11″ × 6′ 3″
Family Room Basement 10′ 6″ × 16′ 11″
Bedroom 2 Second 9′ 9″ × 12′ 3″
Dining Room Main 10′ 11″ × 14′ 3″
Bathroom Basement 10′ 5″ × 8′ 6″
Primary Bedroom Second 12′ 7″ × 10′ 5″

Features

Interior

  • Water Heater
  • Water Meter
  • Water Softener

Property

  • Fenced Yard
  • Public Transit

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer, Dryer, Deep Freeze in Basement, green work bench in garage, shelving in Primary Closet, two shelving units in utility room
Excluded
Frame TV in primary bedroom negotiable
Rental items
Hot Water Heater, Water Softener

Mortgage calculator

Minimum for this price: $44,990 (6.43%)

Amortization, years

Estimated mortgage payment

$3,099 per month

Principal and interest
$3,099
Property tax
$383
Estimated monthly cost
$3,482

Your mortgage

Mortgage amount
$559,920
Mortgage insurance
Not needed
Interest over 25 years
$369,782

Cash to close

Down payment
$139,980
Land transfer tax
$10,473
Total, before legal fees
$150,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

21 Mercer Street, Stratford, ON N5A 6J5 Stratford, Stratford, ON N5A 6J5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,900 21 Mercer Street, Stratford, ON N5A 6J5
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