$729,000
Est. payment $3,228/moCalculate yours
300 Philips Street 1608, Waterloo, ON N2L 3W9
Waterloo, ON N2L 3W9
- 4 Beds
- 3 Baths
- 1,000 Sq Ft
Listing courtesy of GOLDEN TEAM REALTY INC. MLS® X14083784
About this home
Rare opportunity to own a spacious 4-bedroom, 3-bathroom condo in a highly sought-after location just minutes from the University of Waterloo. Recently updated with modern finishes, this well-maintained unit offers a functional layout ideal for students, professionals, or families. With strong rental demand in the area, this property presents excellent income-generating potential for investors(approx. $5000 per month). Large bedrooms, multiple bathrooms, and a convenient location near universities, transit, shopping, and amenities make this a standout investment. Whether you’re looking to expand your portfolio or secure a home in a prime location, this unique unit is not to be missed
Property details
Overview
- Property Type
- Co-op Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 1,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage
Financial
- Property Taxes
- $5,052 (2025)
- Condo Fee
- $641/mo
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Columbia St / Phillip St
Listing
- MLS® Number
- X14083784
- Days on Market
- 3
- Listed On
- 2026-10-15
- Listed By
- GOLDEN TEAM REALTY INC.
Rooms
Features
Interior
- Other
- Included
- Fridge, Hood, Stove, Dishwasher, Microwave, Washer and Dryer, All window covers. All Furniture in the unit.
Mortgage calculator
Estimated mortgage payment
$3,228 per month
- Principal and interest
- $3,228
- Property tax
- $421
- Condo fees
- $641
- Estimated monthly cost
- $4,290
Your mortgage
- Mortgage amount
- $583,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,156
Cash to close
- Down payment
- $145,800
- Land transfer tax
- $11,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $156,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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