$449,900
Est. payment $1,992/moCalculate yours
282 ROSS Street, St. Thomas, ON N5R 3Y9
St. Thomas, St. Thomas, ON N5R 3Y9
- 3 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X14081722
About this home
Bigger than it appears and thoughtfully updated, this charming, move-in-ready home offers exceptional space, flexibility and convenience. The home features three bedrooms, one full bathroom, two half bathrooms and impressive high ceilings on the main floor.The main floor includes a formal living room, dining room, office/den, spacious updated kitchen and cozy family room with access to the back deck. Also on this level are a convenient bedroom, updated four-piece bathroom, two-piece bathroom and laundry room.Upstairs, you’ll find two generous bedrooms, including a primary bedroom with a walk-in closet, along with a sitting area and two-piece bathroom with a rough-in for a future shower.Outside, enjoy the beautifully updated front porch, spacious back deck, patio area and additional storage shed. Car enthusiasts and hobbyists will appreciate the Heated and Insulated detached Double-car Garage and ample parking. Additional highlights include a durable metal roof & numerous updates throughout. With affordability, versatility and a convenient location, this home has so much to offer. Welcome Home!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 48 x 116 Feet
- Parking
- Detached garage · 7 total
Financial
- Property Taxes
- $3,168 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Talbot Street
- Direction Faces
- West
Listing
- MLS® Number
- X14081722
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Other
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Upgraded Insulation
- Storage
Property
- Hospital
- Rec./Commun.Centre
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer & Dryer; Bathroom Mirrors; Light Fixtures; Smoke Detectors; Window Coverings; Hot Water Heater; Garage Door Openers & Remotes.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $264
- Condo fees
- $0
- Estimated monthly cost
- $2,256
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.