$524,900
Est. payment $2,324/moCalculate yours
17 Gerrard Street, St. Catharines, ON L2R 5S8
451 - Downtown, St. Catharines, ON L2R 5S8
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of REALTY NETWORK MLS® X14084926
About this home
A rare find in the downtown core, this solid double brick home sits on a quiet street with a wide lot, parking for up to three vehicles and Montebello Park just minutes away. Inside, hardwood flooring runs through the main and upper levels, complemented by a bright open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The upper level also features convenient second floor laundry and a bathroom with a separate tub and shower.The full height, fully finished basement provides excellent additional living space, while the low maintenance backyard is perfect for relaxing or entertaining. Enjoy the best of downtown living with shops, restaurants, parks and everyday amenities all close by.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Brick, Wood
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.6 x 89 Feet
- Parking
- None garage · 3 total
- Zoning
- r3
Financial
- Property Taxes
- $3,409 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Lake and Welland
- Direction Faces
- West
Listing
- MLS® Number
- X14084926
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- flexible
- Listed By
- REALTY NETWORK
Rooms
Features
Interior
- Water Heater Owned
- Storage
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer and Dryer
- Excluded
- Nil
- Rental items
- Nil
Mortgage calculator
Estimated mortgage payment
$2,324 per month
- Principal and interest
- $2,324
- Property tax
- $284
- Condo fees
- $0
- Estimated monthly cost
- $2,608
Your mortgage
- Mortgage amount
- $419,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,323
Cash to close
- Down payment
- $104,980
- Land transfer tax
- $6,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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