Gurvinder Nokwal REALTOR®
For Sale Detached 2 days on market

$429,900

Est. payment $1,904/moCalculate yours

218 LAKE Street, St. Catharines, ON L2R 5Z2

451 - Downtown, St. Catharines, ON L2R 5Z2

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X14085460

About this home

Welcome to 218 Lake Street, a charming 2-bedroom, 2-bathroom detached home in St. Catharines’ desirable Haig neighbourhood. The updated main floor features a bright open-concept living and dining area, a modern kitchen with quartz countertops and stainless steel appliances, two comfortable bedrooms, and an updated bathroom. The kitchen offers direct access to the backyard, making summer BBQs and outdoor entertaining easy. Enjoy the private, fully fenced backyard with mature landscaping, established gardens, and a spacious deck-perfect for relaxing, gardening, or hosting friends. A standout feature is the detached garage, transformed into a finished entertaining and flex space complete with a bar, refrigerator, and air conditioning. Use it as a hangout, game room, hobby space, or home office. Additional attic storage is accessible by a pull-down ladder. The lower level offers laundry, storage, a recreation/den area, and a large 3-piece bathroom with a clawfoot tub. With approximately 5’10” ceiling height, the basement is best suited for recreation, hobbies, and storage rather than conventional additional living space or a secondary suite. Conveniently located near downtown St. Catharines, restaurants, cafés, groceries, parks, schools, and everyday amenities. Buyers should expect some street activity, while the fenced backyard offers a more private outdoor retreat. A pre-listing home inspection is available to interested buyers. If you’re looking for an updated main floor, a beautiful backyard, unique entertaining space, and an urban location without needing a finished basement or secondary suite, 218 Lake Street is worth a look!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Total Rooms
6
Basement
Partially Finished, Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
35 x 100 Feet
Parking
Detached garage · 2 total
Zoning
R1

Financial

Property Taxes
$2,879 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
intersection lake/carlton
Direction Faces
East

Listing

MLS® Number
X14085460
Days on Market
2
Listed On
2026-10-16
Possession
Immediate
Listed By
REAL BROKER ONTARIO LTD.

Rooms

Room Level Dimensions
Bedroom Main 11′ 10″ × 9′ 11″
Kitchen Main 11′ 3″ × 9′ 3″
Family Room Main 11′ 5″ × 23′ 0″
Bathroom Basement 11′ 0″ × 9′ 11″
Bedroom Main 10′ 9″ × 9′ 11″
Bathroom Main 10′ 9″ × 9′ 11″

Features

Interior

  • None

Pool

  • None

Mortgage calculator

Minimum for this price: $21,495 (5%)

Amortization, years

Estimated mortgage payment

$1,904 per month

Principal and interest
$1,904
Property tax
$240
Estimated monthly cost
$2,143

Your mortgage

Mortgage amount
$343,920
Mortgage insurance
Not needed
Interest over 25 years
$227,131

Cash to close

Down payment
$85,980
Land transfer tax
$5,073
Total, before legal fees
$91,053
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

218 LAKE Street, St. Catharines, ON L2R 5Z2 451 - Downtown, St. Catharines, ON L2R 5Z2
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$429,900 218 LAKE Street, St. Catharines, ON L2R 5Z2
Request a showing