$439,000
Est. payment $1,944/moCalculate yours
1 Trafalgar Street, St. Thomas, ON N5P 1N8
St. Thomas, St. Thomas, ON N5P 1N8
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X14085094
About this home
Welcome to this move-in-ready gem offering incredible value and complete peace of mind! Enjoy years of worry-free living thanks to extensive recent capital improvements, including a brand-new lifetime metal roof, a high-efficiency furnace, central A/C, and lifetime energy-efficient windows throughout nearly the entire home. Inside, the highly functional layout features a new stove and a convenient portable dishwasher. The main bathroom has been beautifully updated by Bath Fitter, complemented by charming, custom hand-crafted interior wood doors that add unique character throughout. The exterior matches the interior’s quality, boasting a brand-new rear door, a clean 2-car paver stone driveway, and a 16′ x 20′ detached, fully insulated single-car garage-perfect for a hobbyist workshop or premium extra storage. Unwind in your private backyard space under a custom sun shade, complete with newly installed heavy-duty 6″ eavestroughs along the back. Situated within easy walking distance to all local amenities, this turn-key property is an absolute must-see!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 92.98 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $2,342 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- INKERMAN STREET / TRAFALGAR STREET
- Direction Faces
- South
Listing
- MLS® Number
- X14085094
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- Flexible
- Listed By
- ELGIN REALTY LIMITED
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
- Workbench
Pool
- None
- Included
- Washer. Dryer. Fridge, Stove, Potable Dishwasher, 2 brand-new beds upstairs
- Excluded
- All other furniture
- Rental items
- Hot Water - $125 / 3 Months, Furnace and A/C $180 / Month - 4 Months Free if contact is taken over.
Mortgage calculator
Estimated mortgage payment
$1,944 per month
- Principal and interest
- $1,944
- Property tax
- $195
- Condo fees
- $0
- Estimated monthly cost
- $2,139
Your mortgage
- Mortgage amount
- $351,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $231,939
Cash to close
- Down payment
- $87,800
- Land transfer tax
- $5,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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