$500,000
Est. payment $2,214/moCalculate yours
44 Ruby Street, Kitchener, ON N2M 3E3
Kitchener, ON N2M 3E3
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX TWIN CITY REALTY INC. MLS® X14085464
About this home
Welcome to 44 Ruby Street, a classic brick 1.5 storey home on a quiet street in one of Kitchener’s established neighbourhoods. There are 2 bedrooms up and the owner has always used the main floor 3rd bedroom that can double as a dining room/den/office. The owners have clearly cared for this home. It has character, hardwood floors and a detached garage, and there’s still plenty of room to make it your own. The covered front porch, with its stone knee wall and crisp white railings, welcomes you in and gives you a spot to enjoy the street. Inside, the bright living room has rich hardwood floors, a large front picture window, and a charming arched window detail. The 3rd bedroom can double as a dining room that is just off the living room behind glass panelled doors and carries the hardwood through. It works well for family dinners, as a flexible home office or the continued use as a bedroom. The eat-in kitchen has generous cabinetry and counter space, a double sink under a large window, and room for a table. It’s ready for you to update with your own finishes. Upstairs, two bedrooms, hardwood floors and closets feel cozy and full of character. The three piece bathroom has a ceramic tile flooring and a vanity with storage. The lower level adds a panelled recreation room with space for hobbies, a home gym or storage. Outside, the interlocking stone driveway leads to the detached single car garage. The backyard is framed by mature trees. The home is close to St. Mary’s General Hospital, with easy access to downtown Kitchener, shopping, parks, schools, transit and the Highland Road and Queen Street corridors. It would suit a first time buyer, a downsizer, or anyone looking for a solid home to update.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 98 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R2A
Financial
- Property Taxes
- $3,838 (2026)
Location
- Cross Street
- Highland Road E
- Direction Faces
- North
Listing
- MLS® Number
- X14085464
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- Immediate
- Listed By
- RE/MAX TWIN CITY REALTY INC.
Rooms
Features
Interior
- None
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Built in stove/oven, fridge, washer, dryer, water softener
- Rental items
- How water heater
Mortgage calculator
Estimated mortgage payment
$2,214 per month
- Principal and interest
- $2,214
- Property tax
- $320
- Condo fees
- $0
- Estimated monthly cost
- $2,534
Your mortgage
- Mortgage amount
- $400,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,168
Cash to close
- Down payment
- $100,000
- Land transfer tax
- $6,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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