$749,000
Est. payment $3,316/moCalculate yours
76 Birch Island, Bracebridge, ON P1L 1W8
Monck (Bracebridge), Bracebridge, ON P1L 1W8
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X14087886
About this home
Island life made easy, with style to spare. Tucked beneath a canopy of mature trees on the north side of Birch Island, this beautifully renovated three-bedroom cottage pairs fresh, inviting interiors with the timeless appeal of Lake Muskoka. With 100 feet of waterfront, a hard-packed sandy bottom and gentle terrain, this private retreat sets the scene for carefree summer days.An expansive lakeside deck extends your living space outdoors, with glass railings that keep the sparkling lake views front and centre. From quiet morning coffees to leisurely dinners overlooking the water, this is a space made for slowing down and settling into cottage life.Inside, the bright, open-concept layout brings the kitchen, dining and living areas together, creating a welcoming gathering space with views of the lake. The updated kitchen features newer stainless steel appliances, while warm finishes and thoughtful improvements lend the cottage a comfortable, relaxed feel. Three cozy bedrooms sit along the back of the cottage, complemented by a renovated three-piece bathroom. A framed-in Muskoka room offers an opportunity to complete another inviting space to suit your vision.Outside, the gradual sandy entry makes swimming, wading and launching a canoe or kayak easy. Spend your afternoons lounging on the spacious dock, exploring the shoreline or heading out by boat to discover Muskoka’s celebrated three-lake chain. Waterfront dining, shopping, golf and community events bring plenty of possibilities for days spent on the water.As evening arrives, gather around the firepit for toasted marshmallows, good conversation and a sky full of stars. Generous storage beneath the cottage provides practical space for outdoor furniture, paddles and seasonal gear.Offered fully furnished for an easy transition into island ownership, this charming Lake Muskoka retreat is ready for its next chapter of summer memories. Property and included contents are being sold in “as is, where is” condition.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 144 Feet
- Parking
- None garage
Financial
- Property Taxes
- $3,410 (2026)
Location
- Neighbourhood
- Monck (Bracebridge)
- Cross Street
- N/A
- Direction Faces
- North
Listing
- MLS® Number
- X14087886
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- As viewed.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$3,316 per month
- Principal and interest
- $3,316
- Property tax
- $284
- Condo fees
- $0
- Estimated monthly cost
- $3,601
Your mortgage
- Mortgage amount
- $599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $395,723
Cash to close
- Down payment
- $149,800
- Land transfer tax
- $11,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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