$879,990
Est. payment $3,896/moCalculate yours
77 Mill Street, Russell, ON K4R 1E1
601 - Village of Russell, Russell, ON K4R 1E1
- 4 + 1 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of EXP REALTY MLS® X14089006
About this home
Welcome to 77 Mill Street, a charming 2 storey detached home on a 96′ x 200′ treed lot backing onto the Castor River with four-season river access, right in the heart of Russell. One of the few remaining original homes in the village, this property offers a unique combination of character, space, privacy and convenience. Offering approximately 2,200 sq. ft. of finished living space across three levels, the home features 4+1 bedrooms and 2 full bathrooms. The main level includes a welcoming living room (currently being used as home office), a spacious family/dining room, updated kitchen with breakfast-bar island (2018), and convenient mudroom with separate entrance. Upstairs are four bedrooms and a renovated full bathroom (2024). The finished lower level offers a recreation room, fifth bedroom, full bathroom, laundry and walkout to the backyard. Additional third-floor space provides excellent storage and potential for a future loft, studio or bedroom (buyer to verify), with closed-cell insulation added to the loft in 2013. Outside, enjoy a private green retreat with mature trees, perennial gardens, raised garden beds, a 12′ x 26′ elevated rear deck (2016), plus a patio and covered firepit added in 2025, all with the Castor River as your backdrop. The heated and insulated double garage (2006), two driveways, garden shed and ample parking add everyday practicality. Other notable updates include new windows (2023/2024), along with updates to the furnace, A/C, hot water tank and electrical. The location is equally impressive, within walking distance of three elementary schools, two high schools, a Montessori school, pharmacy, bank, grocery store and medical clinic, with biking trails and Russell’s recreational trail network close by. A rare combination of a peaceful riverfront setting, abundant green space and exceptional walkability in the heart of Russell. Not to be missed!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 88.77 x 199.32 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $4,417 (2025)
Location
- Neighbourhood
- 601 - Village of Russell
- Cross Street
- Russell/Mill
- Direction Faces
- South
Listing
- MLS® Number
- X14089006
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- TBD
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Carpet Free
Property
- Other
- River/Stream
Pool
- None
- Included
- Stove, Dryer, Washer, Refrigerator, Dishwasher
Mortgage calculator
Estimated mortgage payment
$3,896 per month
- Principal and interest
- $3,896
- Property tax
- $368
- Condo fees
- $0
- Estimated monthly cost
- $4,264
Your mortgage
- Mortgage amount
- $703,992
- Mortgage insurance
- Not needed
- Interest over 25 years
- $464,930
Cash to close
- Down payment
- $175,998
- Land transfer tax
- $14,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $190,073
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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