$1,075,000
Est. payment $4,760/moCalculate yours
85 Hamilton Street, Kingston, ON K7K 1P3
22 - East of Sir John A. Blvd, Kingston, ON K7K 1P3
- 8 Beds
- 4 Baths
- 3,000 Sq Ft
Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X14088604
About this home
Two residential buildings, eight bedrooms, four full bathrooms and $105,600 in gross annual rental income, all less than one kilometer from Queen’s University’s main campus. Fully leased with an established history of rental demand, 85 Hamilton Street combines the character of a detached brick home with the benefits of a newer, separate rear building.The front house offers four bedrooms, two full bathrooms and two living areas. The rear building provides four bedrooms and two full bathrooms across two floors, each with its own separate entrance and spacious, functional living areas. Set on a generous, pie-shaped lot, the buildings frame an inviting shared outdoor space that gives the property a welcoming residential feel. Each building has its own driveway and parking. Low-maintenance exteriors, modern HVAC systems and newer metal roofs add practical appeal to this manageable income property in central Kingston.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 3,000 sqft
Interior
- Bedrooms
- 8
- Bathrooms
- 4
- Kitchens
- 3
- Basement
- Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete, Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 54 x 150 Feet
- Parking
- None garage · 4 total
- Zoning
- UR5 - Urban Residential 5
Financial
- Property Taxes
- $6,598 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Division Street
- Direction Faces
- North
Listing
- MLS® Number
- X14088604
- Days on Market
- 6
- Listed On
- 2026-10-12
- Possession
- Subject to existing tenancies
- Listed By
- SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Features
Interior
- Accessory Apartment
- Air Exchanger
- ERV/HRV
- Floor Drain
Pool
- None
- Included
- 3 refrigerators, 3 stoves, 3 washers and 3 dryers
Mortgage calculator
Estimated mortgage payment
$4,760 per month
- Principal and interest
- $4,760
- Property tax
- $550
- Condo fees
- $0
- Estimated monthly cost
- $5,310
Your mortgage
- Mortgage amount
- $860,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $567,960
Cash to close
- Down payment
- $215,000
- Land transfer tax
- $17,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $232,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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