$1,949,000
Est. payment $8,630/moCalculate yours
235 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X14089456
About this home
Rich in character and beautifully restored, this distinctive heritage home blends timeless charm with modern comforts in the heart of Old Town Niagara-on-the-Lake. Thoughtfully updated throughout, the home blends classic details with inviting spaces suited to both everyday living and entertaining. Step outside to discover private rear gardens with peaceful sitting and dining areas, ideal for enjoying the outdoors in a private setting. The expansive lower gardens offer endless possibilities for those with a passion for gardening and creating their own outdoor sanctuary. Additional space in the detached coach house adds versatility to this special offering. Set in an exceptional location, just moments from the shops, restaurants, cultural attractions and village charm that make Niagara-on-the-Lake so desirable, this is a property with a character and setting all its own.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Stone
- Roof
- Cedar
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 109.36 x 95.23 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $11,600 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- SIMCOE STREET BETWEEN QUEEN STREET AND JOHNSON STREET
- Direction Faces
- North
Listing
- MLS® Number
- X14089456
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- TBD
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Guest Accommodations
Pool
- None
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$8,630 per month
- Principal and interest
- $8,630
- Property tax
- $967
- Condo fees
- $0
- Estimated monthly cost
- $9,596
Your mortgage
- Mortgage amount
- $1,559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,029,725
Cash to close
- Down payment
- $389,800
- Land transfer tax
- $35,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $425,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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