Gurvinder Nokwal REALTOR®
For Sale Detached 1 day on market

$1,590,000

Est. payment $7,040/moCalculate yours

190 Major Street, Toronto, ON M5S 2L3

University, Toronto, ON M5S 2L3

  • 6 + 2 Beds
  • 3 Baths
  • 1,100 Sq Ft

Listing courtesy of FIRST CLASS REALTY INC. MLS® C14090034

About this home

Exceptional investment opportunity in the heart of Harbord Village, steps from the University of Toronto’s downtown campus! This detached home offers 8 bedrooms, 3 kitchens and a bathroom on every level: 3 bedrooms on the main floor, 3 on the second floor and 2 in the finished basement with a separate entrance. Potential gross rental income of $7,600/month ($91,200/year) offers strong income potential and the opportunity for an attractive cap rate, depending on purchase price and operating expenses. Rental breakdown: $3,000 for the main floor, $3,000 for the second floor and $1,600 for the basement. The main and second floors are currently vacant, while the basement is tenanted. Vacant possession of the entire property can be provided, giving buyers the flexibility to select their own tenants. An exceptional location for student rentals, within walking distance of numerous U of T departments and campus facilities, offering the convenience of living steps from campus. Close to transit, restaurants, cafés, shops, Kensington Market and Bloor Street. A compelling opportunity to establish your own rental strategy in a sought-after downtown university neighbourhood!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
6 + 2
Bathrooms
3
Kitchens
3
Total Rooms
7
Basement
Separate Entrance, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Other
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
19 x 120 Feet
Parking
None garage

Financial

Property Taxes
$8,524 (2026)

Location

Neighbourhood
University
Cross Street
Harbord/Major
Direction Faces
West

Listing

MLS® Number
C14090034
Days on Market
1
Listed On
2026-10-17
Possession
TBA
Listed By
FIRST CLASS REALTY INC.

Rooms

Room Level Dimensions
Bedroom Second 8′ 1″ × 7′ 11″
Bedroom Second 8′ 1″ × 8′ 6″
Kitchen Basement 9′ 10″ × 7′ 11″
Bedroom Ground 13′ 1″ × 9′ 4″
Bedroom Ground 9′ 3″ × 9′ 0″
Bedroom Basement 7′ 11″ × 7′ 11″
Bedroom Basement 7′ 9″ × 7′ 7″
Bedroom Second 13′ 0″ × 9′ 11″
Kitchen Second 10′ 2″ × 8′ 6″
Kitchen Ground 10′ 2″ × 8′ 6″
Bedroom Ground 12′ 10″ × 7′ 9″

Features

Interior

  • None

Pool

  • None
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $318,000 (20%)

Amortization, years

Estimated mortgage payment

$7,040 per month

Principal and interest
$7,040
Property tax
$710
Estimated monthly cost
$7,751

Your mortgage

Mortgage amount
$1,272,000
Mortgage insurance
Not needed
Interest over 25 years
$840,053

Cash to close

Down payment
$318,000
Land transfer tax (Ontario + Toronto)
$56,550
Total, before legal fees
$374,550
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

190 Major Street, Toronto, ON M5S 2L3 University, Toronto, ON M5S 2L3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,590,000 190 Major Street, Toronto, ON M5S 2L3
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