$989,000
Est. payment $4,379/moCalculate yours
54 Valley Road, Whitchurch-Stouffville, ON L4A 7X3
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON L4A 7X3
- 3 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX PRIME PROPERTIES MLS® N14089176
About this home
Built in 2020, this 3 bed, 3 bath home offers over 2,200 sq ft of total living space in the Musselman’s Lake community. Small-town lake life, with Stouffville just minutes away. The main floor has 9 ft ceilings and a custom kitchen with quartz counters, newer stainless steel appliances and a breakfast bar. The dining room walks out to the deck, so summer dinners move outside easily. The deck is also equipped with a convenient natural gas BBQ hookup.Two bedrooms and a bathroom on the main level offer flexibility for kids, guests, or a home office. Upstairs, the primary suite is your own retreat, with a sitting area, and an ensuite with a soaker tub and separate glass shower. With two custom walk in closets, (one closet has a laundry rough-in, so second-floor laundry is an easy add). The full-height basement offers a spacious family room, three-piece bathroom, laundry area, and a rough-in for a future kitchen, creating excellent potential for an in-law suite. As an added bonus, both the hot water tank and water softener are owned, not rented. Outside is a large yard with a big deck and covered gazebo, made for entertaining. There’s a garden shed with a garage door for your toys and tools, and parking for 6. Life here is all about the lake. Walk to Coultice Park, grab dinner at Fishbone by the Lake, or stop for ice cream on a summer night. It’s the kind of street where you wave to neighbours on your evening dog walk. Need some forest bathing? The York Regional Forest is just up Ninth Line, with trails for hiking and mountain biking. Main Street Stouffville has indie cafés, boutique shops, and festivals all year round, with big box stores and all the everyday services you could need, just around the corner. Stouffville has two GO stations, Stouffville and Old Elm, are just minutes away. A newer home, room to grow, and a real community feel. Come see it for yourself! OPEN HOUSE SAT OCT 17th & SUN OCT 18th 1-4PM
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50 x 90 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $3,695 (2026)
Location
- Neighbourhood
- Rural Whitchurch-Stouffville
- Cross Street
- Ninth Line/ Valley Rd
- Direction Faces
- North
Listing
- MLS® Number
- N14089176
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- Flexible
- Listed By
- RE/MAX PRIME PROPERTIES
Rooms
Features
Interior
- In-Law Capability
Pool
- None
- Included
- Existing Stainless Steel Stove; Existing Stainless Steel Fridge; Existing Stainless Steel Dishwasher; Existing Laundry Washer/Dryer; All Light Fixtures; All Existing Window Coverings; Gazebo;
- Excluded
- Freezer in Basement; TV and TV Brackets in Kitchen and Basement
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,379 per month
- Principal and interest
- $4,379
- Property tax
- $308
- Condo fees
- $0
- Estimated monthly cost
- $4,687
Your mortgage
- Mortgage amount
- $791,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $522,523
Cash to close
- Down payment
- $197,800
- Land transfer tax
- $16,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $214,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.