Gurvinder Nokwal REALTOR®
For Sale Co-Ownership Apartment 227 days on market

$84,900

Est. payment $376/moCalculate yours

1052 Rat Bay Road S 126-5, Lake of Bays, ON P0A 1H0

Franklin, Lake of Bays, ON P0A 1H0

  • 3 Beds
  • 3 Baths
  • 3 Garage
  • 1,400 Sq Ft
Map

Listing courtesy of RE/MAX Professionals North MLS® X12850002

About this home

Exceptional and affordable family vacation gateway. Enjoy 5 weeks of fractional ownership including one prime fixed week every July and 4 floating weeks throughout the year. This spacious 3- bedroom, 2 bath, fully winterized cottage offers post card-perfect lake views, as being a “first row cottage” there are no other cottages blocking the view. Also offers a large lakeside deck, a bright Muskoka room and a cozy stone fireplace. This cottage comes fully furnished and equipped for comfort and convenience. Blue Water Acres features outstanding amenities such as an indoor heated swimming pool, hot tub, exercise room, games room, owners lounge, several outdoor tennis/ pickleball courts, playground and a superb sand beach with docking facilities. Canoes, kayaks are available for use at the beach. This resort community also offers winter ice skating, snow tubing/ sledding and endless walking trails in the woods. With all these outstanding year round facilities it is guaranteed , no one in the family ever will be bored spending time here. Also close by you can enjoy downhill skiing, golfing, snowmobiling, fine dining. The town of Huntsville is within 15 minutes drive for convenience. Resort fees include all utilities, maintenance, internet, TV. All you need to do is to show up and enjoy.

Property details

Overview

Property Type
Co-Ownership Apartment
Style
1 Storey/Apt
For
For Sale
Status
Extension
Approximate Age
16-30
Size
1,400 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Perimeter Wall, Concrete
Roof
Asphalt Shingle

Lot & Parking

Parking
None garage · 4 total
Zoning
Waterfront ResortComm'l withexeption

Financial

Condo Fee
$5,450/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Cable TV Included, Building Insurance Included, Condo Taxes Included, Common Elements Included, Parking Included, CAC Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
South Portage rd and Rat Bay Road

Listing

MLS® Number
X12850002
Days on Market
227
Listed On
2026-03-05
Possession
Flexible
Listed By
RE/MAX Professionals North

Rooms

Room Level Dimensions
Sunroom Ground 12′ 0″ × 12′ 0″
Bedroom 3 Ground 12′ 0″ × 12′ 0″
Bedroom 2 Ground 12′ 0″ × 11′ 10″
Kitchen Ground 19′ 0″ × 11′ 0″
Primary Bedroom Ground 12′ 6″ × 12′ 6″
Living Room Ground 19′ 0″ × 16′ 1″

Features

Interior

  • Carpet Free
  • Primary Bedroom - Main Floor

Property

  • Clear View
  • Hospital
  • Lake/Pond
  • Level
  • Skiing
  • Waterfront

Amenities

  • BBQs Allowed
  • Club House
  • Communal Waterfront Area
  • Exercise Room
  • Game Room
  • Gym
Included
All furnishings, equipment of cottage.

Mortgage calculator

Minimum for this price: $4,245 (5%)

Amortization, years

Estimated mortgage payment

$376 per month

Principal and interest
$376
Property tax
$0
Condo fees
$5,450
Estimated monthly cost
$5,826

Your mortgage

Mortgage amount
$67,920
Mortgage insurance
Not needed
Interest over 25 years
$44,856

Cash to close

Down payment
$16,980
Land transfer tax
$574
Total, before legal fees
$17,554
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 Rat Bay Road S 126-5, Lake of Bays, ON P0A 1H0 Franklin, Lake of Bays, ON P0A 1H0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$84,900 1052 Rat Bay Road S 126-5, Lake of Bays, ON P0A 1H0
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