Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 188 days on market

$510,000

Est. payment $2,258/moCalculate yours

318 Spruce Street 2, Waterloo, ON N2L 0E9

Waterloo, ON N2L 0E9

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 900 Sq Ft
Map

Listing courtesy of COMFREE MLS® X12993362

About this home

Welcome to this bright and versatile condo offering over 900 sq. ft. of well-designed living space in the heart of Waterloo. This unit features 3 bedrooms, including a primary bedroom with its own private ensuite bathroom, plus an additional 3-piece bathroom for added convenience. The original living room has been thoughtfully converted into a third bedroom, providing extra flexibility for families - space can easily be reverted back to a living area if desired. The unit includes a functional kitchen, in-suite laundry, and a comfortable layout. One underground parking space and a storage locker are also included. Residents can enjoy fantastic building amenities, including a gym, entertainment space, and a BBQ area on the fourth floor-perfect for relaxing or hosting guests during the summer months. Located close to universities, transit, and everyday amenities, this property offers excellent value in a highly sought-after area.

Property details

Overview

Property Type
Condo Apartment
Style
1 Storey/Apt
For
For Sale
Status
New
Size
900 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick

Lot & Parking

Parking
Underground garage · 1 total

Financial

Property Taxes
$4,685 (2025)
Condo Fee
$730/mo
Fee Includes
Water Included, Heat Included
Pets
No

Location

Cross Street
Spruce St & Hickory St W

Listing

MLS® Number
X12993362
Days on Market
188
Listed On
2026-04-13
Possession
Flexible
Listed By
COMFREE

Rooms

Room Level Dimensions
Kitchen Main 11′ 0″ × 12′ 0″
Bedroom 2 Main 16′ 0″ × 12′ 0″
Bedroom 3 Main 18′ 0″ × 14′ 0″
Bedroom Main 14′ 0″ × 12′ 0″

Features

Interior

  • Auto Garage Door Remote
  • Other
Included
Dishwasher, Dryer/Washer, Garage Door Opener, Microwave, Range Hood, Refrigerator, Stove, Window Coverings

Mortgage calculator

Minimum for this price: $26,000 (5.1%)

Amortization, years

Estimated mortgage payment

$2,258 per month

Principal and interest
$2,258
Property tax
$390
Condo fees
$730
Estimated monthly cost
$3,379

Your mortgage

Mortgage amount
$408,000
Mortgage insurance
Not needed
Interest over 25 years
$269,451

Cash to close

Down payment
$102,000
Land transfer tax
$6,675
Total, before legal fees
$108,675
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

318 Spruce Street 2, Waterloo, ON N2L 0E9 Waterloo, ON N2L 0E9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$510,000 318 Spruce Street 2, Waterloo, ON N2L 0E9
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