$999,900
Est. payment $4,427/moCalculate yours
686 Montreal Street, Kingston, ON K7K 3J4
22 - East of Sir John A. Blvd, Kingston, ON K7K 3J4
- 9 Beds
- 6 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X13104206
About this home
686 Montreal Street is a legal 6-unit apartment building (6-plex) approx: 3,200-4,600 sq ft range (sources vary) 8 bedrooms total. 4 x 1 bedroom apartments and 2 x 2-bedroom apartments. Features: separate hydro meters per unit (tenant-paid utilities) shared laundry (basement). additional garage/workshop structure on site. Roof approx 10 yrs old. Electrical up grade 2 yrs ago. Common forced air furnace. Each tenant pays for their own hot water tank rental. From an investor standpoint: this is a classic Kingston cash-flow asset-older stock, separately metered, low operating complexity. planning / zoning insight (important for your project) from your pre-consult file (d00-139-1015) and city feedback: zoning: mui - mixed use 1 official plan: mixed use. What that means in practice: supports: multi-unit residential. conversions / intensification additional dwelling units (subject to site constraints)
Property details
Overview
- Property Type
- Multiplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 3,000 sqft
Interior
- Bedrooms
- 9
- Bathrooms
- 6
- Kitchens
- 6
- Basement
- Unfinished
Building & Systems
- Heating
- Baseboard (Gas)
- Cooling
- None
- Exterior
- Stucco (Plaster)
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57.14 x 143.61 Feet
- Parking
- Detached garage · 8 total
- Zoning
- M6.97
Financial
- Property Taxes
- $6,549 (2025)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Railway St
- Direction Faces
- West
Listing
- MLS® Number
- X13104206
- Days on Market
- 164
- Listed On
- 2026-05-07
- Possession
- TBV
- Listed By
- SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Features
Interior
- Water Heater
Pool
- None
- Included
- 6 fridges, 6 stoves, 1 washer, 1 dryer. (no dishwashers)
- Excluded
- Tenants belongings and furniture
- Rental items
- 6 Hot Water Tanks
Mortgage calculator
Estimated mortgage payment
$4,427 per month
- Principal and interest
- $4,427
- Property tax
- $546
- Condo fees
- $0
- Estimated monthly cost
- $4,973
Your mortgage
- Mortgage amount
- $799,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,282
Cash to close
- Down payment
- $199,980
- Land transfer tax
- $16,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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