$529,900
↓ $20,000 from $549,900
Est. payment $2,346/moCalculate yours
88 Bay Road, Rideau Lakes, ON K0G 1L0
820 - Rideau Lakes (South Elmsley) Twp, Rideau Lakes, ON K0G 1L0
- 3 + 1 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TEAM REALTY MLS® X12949278
About this home
Discover peaceful country living in this spacious 4-bedroom home, set on just over 2 acres and surrounded by nature. With no rear neighbours and plenty of room to roam, this property offers privacy and tranquility while still being conveniently located between Perth and Smiths Falls-making daily errands, dining, and shopping a breeze. Step inside to a bright, inviting main level living room that flows seamlessly into the eat-in kitchen, creating the perfect space for family gatherings and entertaining. The kitchen features a convenient breakfast bar along with a brand-new refrigerator and stove (2025).The upper level offers three comfortable bedrooms and a full bathroom, ideal for families or guests. On the lower level you’ll find a 4th bedroom, and plenty of storage space. Enjoy peace of mind with some major updates already taken care of, including a new furnace and heat pump (2024) and an owned hot water tank (2024). Bell Fibe is also available for fast, reliable internet. The property also features a 2nd garage around the back providing lots of extra storage space. Whether you’re hosting summer barbecues, exploring the acreage, or simply unwinding in your private backyard, this home offers a wonderful blend of comfort, space, and rural charm.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- Extension
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Other
- Exterior
- Stone, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 418.88 x 224.82 Acres
- Parking
- Attached garage · 7 total
Financial
- Property Taxes
- $1,072 (2025)
Location
- Neighbourhood
- 820 - Rideau Lakes (South Elmsley) Twp
- Cross Street
- County Road 15
- Direction Faces
- North
Listing
- MLS® Number
- X12949278
- Days on Market
- 199
- Listed On
- 2026-04-02
- Possession
- Flex
- Listed By
- ROYAL LEPAGE TEAM REALTY
Rooms
Features
Interior
- Water Heater Owned
- Carpet Free
Pool
- None
- Included
- Dishwasher; Dryer; Refrigerator; Stove; Washer
- Excluded
- NIL
- Rental items
- Water Softener; Iron Treatment; Propane Tank
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $89
- Condo fees
- $0
- Estimated monthly cost
- $2,436
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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