$2,749,000
↓ $246,000 from $2,995,000
Est. payment $12,172/moCalculate yours
119 Fire Route 89B Road, North Kawartha, ON K0L 1A0
North Kawartha, North Kawartha, ON K0L 1A0
- 5 Beds
- 5 Baths
- 3 Garage
- 3,500 Sq Ft
Listing courtesy of RE/MAX COUNTRY CLASSICS LTD. MLS® X12915056
About this home
Experience refined waterfront living on beautiful Jack Lake in this exceptional five bedroom four and a half bath luxury home. Thoughtfully designed to capture elevated, panoramic lake views, this four season retreat blends upscale finishes with the relaxed elegance of cottage country. The main level features an open concept layout with soaring ceilings, expansive windows, and seamless flow to multiple outdoor entertaining areas. A gourmet kitchen with premium appliances and a large island anchors the space, ideal for hosting family and friends. The private primary suite offers stunning lake vistas, a spa-inspired ensuite, and walk-out access to a quiet balcony. Four additional bedrooms provide generous accommodations for guests, complemented by beautifully appointed bathrooms throughout. The lower level extends the living space with a bright recreation area, walk-out access, and plenty of room for gatherings, step outside to your own resort-style oasis. A heated inground swimming pool, integrated hot tub, and sun-drenched lounging terraces overlook the water, surrounded by mature trees and natural stone landscaping. A gentle path leads to the shoreline, offering clean swimming, excellent boating, and access to one of the Kawarthas’ most desirable lakes. Designed for year-round comfort, this property includes modern utilities, ample parking, and storage for recreational gear. Whether as a full time residence or a luxury cottage escape, this home delivers an unmatched combination of privacy, craftsmanship, and breathtaking natural beauty on sought-after Jack Lake.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 3,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Walk-Out, Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 162 x 434.5 Feet
- Parking
- Attached garage · 18 total
- Zoning
- SR
Financial
- Property Taxes
- $12,318 (2025)
Location
- Neighbourhood
- North Kawartha
- Cross Street
- Jack Lake Road & Narrows Point Road (FR 89)
- Direction Faces
- South
Listing
- MLS® Number
- X12915056
- Days on Market
- 208
- Listed On
- 2026-03-24
- Possession
- Flexible
- Listed By
- RE/MAX COUNTRY CLASSICS LTD.
Rooms
Features
Interior
- Generator - Full
- In-Law Capability
- Primary Bedroom - Main Floor
- Propane Tank
- Storage Area Lockers
- Water Heater Owned
Property
- Lake/Pond
- Marina
- Place Of Worship
- Rec./Commun.Centre
- Terraced
- Wooded/Treed
Pool
- Inground
- Included
- Most furniture, appliances, pots, pans, dishes, utensils, dock and BBQ
- Excluded
- Boats and Marine Equipment, Tools on the property, Wall Hangings and Personal Effects.
- Rental items
- Propane Tank(s)
Mortgage calculator
Estimated mortgage payment
$12,172 per month
- Principal and interest
- $12,172
- Property tax
- $1,026
- Condo fees
- $0
- Estimated monthly cost
- $13,198
Your mortgage
- Mortgage amount
- $2,199,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,452,393
Cash to close
- Down payment
- $549,800
- Land transfer tax
- $55,200
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $605,000
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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