$968,000
Est. payment $4,286/moCalculate yours
5427 Young Street 440, Hamilton Township, ON K0K 2H0
Rural Hamilton, Hamilton Township, ON K0K 2H0
- 2 Beds
- 2 Baths
Listing courtesy of RE/MAX Rouge River Realty Ltd. MLS® X13242164
About this home
On the coveted south shore of Rice Lake, unwind and relax year round in this thoughtfully re-imagined, special and soulful retreat. This light and bright 2 bedroom, 2 bathroom waterfront home offers lofted, beamed ceilings, custom trim and architecturally interesting details and finishes that are both chic and relaxed at the same time. The open concept main living space leads out to the patio overlooking the lake - where the sunsets need to be seen to be believed! The living room, anchored by a Scandinavian-inspired fireplace is open to the large kitchen with an oversized island that doubles as a dining spot, an abundance of storage and built-in oven and cooktop. Downstairs, the living space is expansive with high ceilings, an open common space featuring a custom bunk bed with two twin beds, custom desk, laundry space, a 5 piece bath with freestanding tub and 2 walk-out bedrooms. Just 20 minutes from the 401 and an hour east of the GTA, this property is easily accessible and worry free. Enjoy the 4 season recreational activities at your doorstep, away from the hustle and bustle of the city. Other features of note include: ICF foundation, in-floor heating in basement, built-in bluetooth speaker in ceiling upstairs, foam insulation, propane hookup for bbq, armour stone landscaping, 16 foot dock and more! Enjoy AND earn, if you choose, this property was designed with income potential in mind.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Out, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 49.7 x 128 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,078 (2026)
Location
- Neighbourhood
- Rural Hamilton
- Cross Street
- Young St & Rice Lake Scenic
- Direction Faces
- South
Listing
- MLS® Number
- X13242164
- Days on Market
- 137
- Listed On
- 2026-06-03
- Possession
- Flex contact LA
- Listed By
- RE/MAX Rouge River Realty Ltd.
Rooms
Features
Interior
- Carpet Free
Property
- Waterfront
- Place Of Worship
- Marina
Pool
- None
- Included
- all ELFs, all window coverings, washer/dryer, oven, countertop range, fridge, custom shelving unit/desk in basement, custom bunk bed in basement, dock, A/C unit, bbq, Bluetooth receiver.
- Excluded
- Propane Tanks with Gerow approx. $100/yr
Mortgage calculator
Estimated mortgage payment
$4,286 per month
- Principal and interest
- $4,286
- Property tax
- $257
- Condo fees
- $0
- Estimated monthly cost
- $4,543
Your mortgage
- Mortgage amount
- $774,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $511,428
Cash to close
- Down payment
- $193,600
- Land transfer tax
- $15,835
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $209,435
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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