$78,900
Est. payment $349/moCalculate yours
1052 RAT BAY Road 112-8, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays, ON P1H 2J6
- 3 Beds
- 2 Baths
- 1,200 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X12768528
About this home
Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112.
Property details
Overview
- Property Type
- Other
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,200 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 9
- Basement
- None
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Block
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 25-49.99 acres
- Parking
- None garage · 4 total
- Zoning
- Waterfront Resort Commercial with an exception
Financial
- Condo Fee
- $463/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included, Building Insurance Included
- Pets
- No
Location
- Neighbourhood
- Franklin
- Cross Street
- South Portage Rd
- Direction Faces
- South
Listing
- MLS® Number
- X12768528
- Days on Market
- 253
- Listed On
- 2026-02-07
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- Fully furnished as viewed as part of fractional
- Excluded
- personal items
Mortgage calculator
Estimated mortgage payment
$349 per month
- Principal and interest
- $349
- Property tax
- $0
- Condo fees
- $463
- Estimated monthly cost
- $813
Your mortgage
- Mortgage amount
- $63,120
- Mortgage insurance
- Not needed
- Interest over 25 years
- $41,686
Cash to close
- Down payment
- $15,780
- Land transfer tax
- $514
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $16,294
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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