$13,000
Est. payment $58/moCalculate yours
1052 RAT BAY Road 105-10, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays, ON P1H 2J6
- 2 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X12703748
About this home
Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it’s rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the “core week” or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres.
Property details
Overview
- Property Type
- Other
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- None
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Block
- Roof
- Shingles
Lot & Parking
- Parking
- None garage · 1 total
- Zoning
- Waterfront Resort Commercial with an exception
Financial
- Condo Fee
- $386/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
- Pets
- No
Location
- Neighbourhood
- Franklin
- Cross Street
- From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres
Listing
- MLS® Number
- X12703748
- Days on Market
- 276
- Listed On
- 2026-01-15
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Water Heater
- Included
- As viewed as part of fractional ownership, fully furnished
Mortgage calculator
Estimated mortgage payment
$58 per month
- Principal and interest
- $58
- Property tax
- $0
- Condo fees
- $386
- Estimated monthly cost
- $443
Your mortgage
- Mortgage amount
- $10,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $6,868
Cash to close
- Down payment
- $2,600
- Land transfer tax
- $65
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $2,665
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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