$849,900
Est. payment $3,763/moCalculate yours
13 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
- 5 Beds
- 3 Baths
- 3,000 Sq Ft
Listing courtesy of Royal LePage Royal City Realty MLS® X13019136
About this home
Welcome to 13 Elgin Street; Welcome to Comfort, Space & Coastal Charm. Tucked in the heart of Tobermory, just steps from the harbour, shops, and restaurants, this spacious home offers over 3200 sqft of living space, perfect for year-round living, family getaways, or hosting guests in one of Ontario’s most beloved destinations. With 5 bedrooms and 2.5 bathrooms, theres room for everyone. The main floor features a large primary suite with a walk-in closet and a spa-like ensuite complete with a jetted tub. Upstairs, two massive bedrooms also offer oversized walk-in closets, creating flexibility for family, work-from-home setups, or extra sleeping quarters. The custom kitchen is a stand out thoughtfully designed with unique features and clever touches that make daily life and entertaining a pleasure. Built slab on grade with in-floor heating on the main level and a forced air furnace upstairs, the home is comfortable and efficient year-round. Outside your door, enjoy everything Tobermory has to offer. Wander down to Little Tub Harbour, explore nearby trails and national parks, or spend your days kayaking, shopping, or just soaking in the views. This is more than a home, its a lifestyle rooted in natural beauty, fresh air, and a sense of calm that only the Bruce Peninsula can provide.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 3,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 183.2 x 119.51 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $4,118 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Hwy 6 & Head St
- Direction Faces
- North
Listing
- MLS® Number
- X13019136
- Days on Market
- 184
- Listed On
- 2026-04-17
- Possession
- Flexible
- Listed By
- Royal LePage Royal City Realty
Features
Interior
- Air Exchanger
- Bar Fridge
- Carpet Free
- ERV/HRV
- Floor Drain
- In-Law Capability
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater
- Water Heater Owned
- Water Softener
- Water Treatment
Pool
- None
- Included
- Fridge, stove, dishwasher, bar fridge, washer, dryer all window coverings.
- Excluded
- None
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $343
- Condo fees
- $0
- Estimated monthly cost
- $4,106
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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