$799,000
Est. payment $3,538/moCalculate yours
1082 Loon Road, Georgina Islands, ON L0E 1R0
Georgina Island, Georgina Islands, ON L0E 1R0
- 3 + 1 Beds
- 4 Baths
- 3 Garage
- 2,000 Sq Ft
Listing courtesy of REMAX YOUR COMMUNITY REALTY MLS® N13067126
About this home
Waterfront on Lake Simcoe | 100 Ft of Shoreline & Private Guest Suite !Escape to 1082 Loon Rd and experience the perfect blend of comfort and lakeside living on the shores of Lake Simcoe. This charming bungalow-style cottage offers 100 feet of pristine eastern-facing waterfront, ideal for enjoying breathtaking sunrises over the sparkling water.Step inside to a stunning open-concept living space featuring soaring cathedral ceilings and dramatic floor-to-ceiling windows that capture panoramic lake views. The kitchen is well-appointed with stainless steel appliances, granite countertops, a built-in stove and microwave, and a sleek flat-top range-perfect for entertaining while overlooking the water.The main cottage features three spacious bedrooms, each complete with its own private ensuite bathroom. The primary bedroom is a true retreat, offering tranquil water views and a walk-out to the expansive deck that spans the full width of the cottage-ideal for relaxing or entertaining by the lake. Adding exceptional value is the detached three-car garage, equipped with its own 100-amp pony panel. Above the garage, a large self-contained studio suite with kitchenette and 3-piece bathroom provides flexible space for guests, extended family, or a private retreat with plenty of space for sleeping area and recreation space. Situated on leased land with the Chippewas of Georgina Island, the current land lease extends to April 30, 2053. Annual land lease fees are $4,900 until 2028 (in addition to property taxes). Please note: short-term rentals, including Airbnb, are not permitted. A rare opportunity to own a turnkey waterfront getaway-perfect for personal enjoyment and making lasting memories.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 196 Feet
- Parking
- Detached garage · 9 total
- Zoning
- 196
Financial
- Property Taxes
- $5,343 (2025)
Location
- Neighbourhood
- Georgina Island
- Cross Street
- LOON/BEAR
- Direction Faces
- East
Listing
- MLS® Number
- N13067126
- Days on Market
- 170
- Listed On
- 2026-05-01
- Possession
- TBD
- Listed By
- REMAX YOUR COMMUNITY REALTY
Rooms
Features
Interior
- Accessory Apartment
- Guest Accommodations
- Water Heater Owned
- Water Treatment
Property
- Beach
- Lake Access
- Level
- Marina
- Waterfront
Pool
- None
- Excluded
- Outdoor furniture, Dyson heaters
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $445
- Condo fees
- $0
- Estimated monthly cost
- $3,983
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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